It's the first cease and desist order against a health insurance carrier in many years in Arizona...offering insurance coverage for small employers continues to be a struggle and an area subject to fraud...several small employers looked at the offering to be the answer to providing insurance for employees, but sadly was not the case.  BD 

Arizona regulators ordered a health insurer and several related companies to halt the sales of new policies in Arizona in what regulators describe as a phony insurance plan. Arizona's Department of Insurance issued the order Friday against National Trade Business Association for improperly soliciting small businesses to purchase health-insurance policies

......Several studies suggest many small business forgo coverage for employees because of high expenses. A 2006 survey by America's Health Insurance Plans said that fewer than half of Arizona businesses with up to 50 employees offered health insurance, compared with 93 percent of larger employers.

Small-business insurer stopped for improper sales

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