I just ran across this and I think it is something I need to check out. I have quite a 
few Microsoft Tags posts on the blog and this is kind of need to have an encrypted gateway to protect purchases made with PayPal.
The plan exists for a year. Again, I like the extra level of security protection here and they don’t have any of your financial credentials at all.
The video shows how this works and you do need to set up your own account and connect with PayPal.
On the healthcare side of things, Microsoft Tags can be used to authenticate for e-prescribing and the link below has more information there as well as be a vehicle to move information into Google Health or HealthVault. 
RAZCODE (Microsoft Tags) Using Smart Phones to authenticate MDs When e-Prescribing Controlled Substances
Connecting HealthVault/Google Health and More to RazCode Encrypted Microsoft Tags – Automate Data Input
PayPics makes paying for goods and services with your PayPal™ account, as easy as taking a picture with your smartphone.
Now you can turn your smartphone into a powerful payment device that can replace all those plastic cards in your wallet, and that cash too!
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