INDIANAPOLIS — Unhealthy habits could cost Clarian Health employees a healthy chunk of money as the company tries to rein in rising health care costs.
Starting in 2009, Clarian will begin charging workers extra for insurance if they let health risks such as smoking, obesity or high cholesterol go unchecked.
Questionnaires and screenings will be used to detect health risks. Workers who fail to measure up in five areas — including body mass and blood pressure, will have up to $30 deducted from each biweekly paycheck if they can't prove they're working to improve their health. Workers who smoke will pay $5 extra every two weeks starting in 2008.
The law allows employers to use financial incentives in wellness programs to motivate workers to adopt more healthy lifestyles, said Mike MacLean, a partner at Indianapolis law firm Baker & Daniels.
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