Good tips in this article on various types of benefits offered by employers...it is getting a bit more complicated these days with so many choices available.  BD

If you think starting your first job is challenging, just wait until you have to sign up for the benefits your employer offers.
In olden days, new employees would typically get a thick binder filled with information, booklets and forms about health insurance, retirement plans and other benefits.

Nowadays, workers have to pore over countless Web pages to learn about their options.

First job: Pay in to health care, retirement now - Newsday.com

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