(CBS) To aerospace engineer Cale Stephens, his health insurance policy is a bargain - mostly because he pays no premiums. Its been a good plan for us, he said. Good service. How's that possible? He and his wife Patty have chosen what's called a "high-deductible" health plan, offered through their company, Rockwell Collins, CBS News correspondent Wyatt Andrews reports.
Kimberly and Mike McGuire, who have a high-deductable plan different from Rockwell Collins's, say they've cut back in seeing their doctor. They are saving on costs because they know 6-year-old Sara will need ear surgery this year. "I think it all boils down to money," Kimberly McGuire said. "Can you afford to go? Sometimes you can. Sometimes you can't."
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