I have spoken myself with several small employers and all of them would love to be relieved of the responsibility...as there's more than just cost as you have administrative time to add to the process as well....BD
Nick Trikolas plans to drop health insurance for his employees and give them money to buy their own coverage. He says doing so will put him in the vanguard of a movement by employers searching for answers to rising health costs.
"This may be the future of health insurance," says Trikolas, CEO of Ilios Partners in Chicago, which plans to switch its 100 employees from group to individual coverage this year.
As health insurance costs continue to rise, some employers are adopting a controversial new approach: ending group coverage and giving employees $50 to $200 or so a month to help them buy their own.
"It was certainly a blow," Berneche says. "The choice was having the health plan we had or going out of business."
After he canceled the group plan, he heard about Pilzer's program and signed on. Cardinal puts $100 to $200 a month into each employee's health reimbursement account.
Employers put health coverage in workers' hands - USATODAY.com
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