With small companies passing more expenses of health care to employees...and in some areas making it non affordable for dependents, is this reducing the number of uninsured in the country? It's not like the old days where it was "cheaper by the dozen"...BD
Jim Henderson, the second-generation proprietor of a seven-person construction supply business in St. Louis, prides himself on offering healthcare to his employees. But the premiums cost more than anything in his budget except the payroll. So benefits have been whittled down, and Henderson wonders how long he can keep covering his workers.
Even among the small companies that offer coverage, many protect just the worker, not a spouse or children. So in terms of policymaking, it will be almost impossible to reduce the number of uninsured substantially without involving those who work for small firms.
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