Looking for that next raise....well it might not come in the form of cash but a bigger contribution from your employer for health insurance...depending on the contract they negotiate with the carrier....and higher co-pays as well....BD
I hate to break this to you, but you're paying more for health insurance. Your employer is paying more too, but you're picking up more of the increase by seeing a bigger deduction in your paycheck and by paying higher co-pays.
Duh! This probably doesn't come as a surprise. But what's really depressing is that pretty much the whole wad is coming out of your pocket, when you think about it. Your boss's contributions are actually coming out of foregone wage increases, the authors of a new study say.
A survey of health spending in 14 states, the 2008 Milliman Health Index, found that while your boss pays $9,442, or 60% of the average family of four insurance cost of $15,609, you shell out $6,167. Of your total, $3,492 comes out of your paycheck and $2,675 comes out of your pocket. Milliman is a global consulting and actuarial firm.
Not-so-hidden cost of health insurance : Booster Shots : Los Angeles Times
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