More decisions and health care concerns for former members of the former HMO...and as usual, higher costs are a big concern for all...there are choices, but it appears all need to study and evaluate before jumping in...comments listed below from State and Verizon employees who are affected...BD
INDIANAPOLIS -- Thousands of state government employees and more than 100,000 others could see their health-insurance premiums increase more than 50 percent if they want coverage matching what is now provided by M-Plan, which is shutting down its HMO. Some 10,000 state workers are among about 125,000 Indiana residents with M-Plan insurance coverage. Employers of all sizes are working to decide on insurance options to offer employees next year after M-Plan's decision last month to drop its health maintenance organization.
M-Plan has an agreement with WellPoint to recommend that employers switch to WellPoint's Anthem plans. Those include preferred provider organization plans that offer more doctors and health-care facilities, but often at a higher cost.
State employee Amy Barbar of Indianapolis said she had not decided which plan she will pick, but thought the comparable PPO option looked "completely unworkable" because of its cost.
Bob Zdanky, a computer programmer for Verizon Communications in Noblesville, said he liked the simplicity of M-Plan, with its set co-payments for doctor visits and no out-of-pocket deductibles to worry about. But he didn't like the hassle of getting a referral to see a physician outside his HMO network. "The last 20 years, I've had nothing but HMOs," Zdanky said "It's going to be a shock."
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