Health insurance makes everyone miserable. But among the most miserable are small-business owners and there's usually no human resource departments in small companies to handle...and this is a computer tech company that we all need in this story...BD

Frank Manzo keeps doing the math, trying to figure out how he can still offer health insurance to his employees.

His 28-employee tech-staffing company, Computer Methods Corp., charges clients $35 an hour for help desk workers. He pays them $25 an hour.

Health insurance premiums proposed for 2008 for a family run nearly $12 an hour - up 30 percent from last year."We were being consumed by the cost of health care," Fritz said.

Forget about profit. Forget about rent on the company's Marlton offices, the electric bill, or even paper for the copy machine.  The middle-class, college-educated people at Manzo's company were on the edge of joining America's 47 million uninsured.

"Where do I find the money?" Manzo asked, his voice rising in frustration. "What am I supposed to pay them - $10 an hour? At this point, they may as well go work for McDonald's."

The Pain of Health Coverage | Philadelphia Inquirer | 12/09/2007

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