No surprise here...look at how many options each plan has...there's a lot of "ifs" and legal "mumble jumble" in all the plans....BD 

Fifty-five percent of members from 107 commercial health plans nationally said they do not understand "critical details" of their coverage, including prescription drug benefits, finding the proper physician and appealing coverage denials, according to the 2008 National Health Insurance Plan study released Wednesday by J.D. Power and Associates, Bloomberg/Arizona Daily Star reports.

55% Of Large Commercial Health Plan Members Do Not Understand 'Critical Details' Of Their Health Plans, Online Survey Finds

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