According to the article, much of the premium money goes towards items not even related to health care, such as marketing and sales...BD
To those of you who have health insurance through your job, a bioethicist and an economist pose this question: Who do you think pays for your health coverage?
Most people who get insurance at work believe that it’s the boss. But the notion that employers really pay for insurance for their employees simply isn’t true.
That misunderstanding is called the “myth of shared responsibility” by Ezekiel Emanuel, the ethics guy, and Victor Fuchs, the money guy, in a commentary in JAMA. They explain that the cost of health insurance comes not from employers’ profits but from employee wages. Employers adjust for rising health care costs by essentially docking pay, and “the increasing cost of health care has resulted in relatively flat real wages for 30 years,” they write.
Health Blog : Employers Pick Workers' Pockets on Health Insurance
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