Health/Medical Writers/Health Editors LOS ANGELES--(BUSINESS WIRE)--June 7, 2007--Building on the historical strengths of the California Health Maintenance Organization (HMO), Health Net of California is launching a plan that combines the affordability and focus on preventive care of the traditional HMO with the innovative tools and health education components of a "consumer-directed" plan.
"Health Net's Optimizer HMO is a consumer-directed plan with no deductible that provides tools to help make better health care decisions and incentives for demonstrating healthy behaviors," said Stephen Lynch, president of Health Net of California. "And because we know that those who make smart health care decisions spend fewer health care dollars, Optimizer HMO can cost significantly less than existing traditional HMOs."The Optimizer HMO comes with a Health Reimbursement Arrangement (HRA) allowing employers to provide accounts their employees may use to cover their out-of-pocket medical expenses using a special debit card. Members may easily track their HRA balances and out-of-pocket expenses online.
Health Net's Optimizer HMO is available to employers with more than 51 employees and to labor and trust groups. For more information, business owners and labor and trust organizations may speak with their local Health Net account executive or broker.
Source: Health Net of California Redefines ``Consumer-Directed Health Plans'' - - insurancenewsnet.com
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