Survey and article about how small businesses look at health insurance. The findings are probably what would be expected, but the largest drop is the number offering insurance for employees. Just as house payments come before insurance, so does business expense, payroll, etc. and staying in business come before health insurance. Is health insurance becoming a commodity that will soon be out of reach for even more individuals? The rates are are not going down at all, so there’s no price breaks in site. BD
The good news is that more respondents—67%—reported having health insurance for themselves, as compared with 54.9% in 2005. However, there was a shocking drop in the percentage that said they're providing coverage for their full-time employees. In 2005, 46.2% said they were offering employee coverage; in 2008 the number went down to 18.6%. That's one of the most massive drops we saw in terms of all the questions we asked across both surveys, and the sole reason is cost, which was cited by 65% as the top barrier to providing coverage.
We asked whether these entrepreneurs would support increased taxes to pay for a universal health-care system. A significant number—40.3%—said yes, they are willing to pay additional taxes for a tax-funded universal health-care system.
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