Optum/United Healthcare Quietly Sold Optum Hospice to Compassus in December of 2016-And Compassus Is Now Contracted Under Optum Services to Manage the Facilities, Services and Provide the OptumCare Doctors

<p>Optum certainly kept this very quiet when they sold their hospice facilities to Compassus and I don’t think they even told their own investors.   I could not locate any SEC 10k filings or even a Form D from a search I did and this sale took place a year ago.   Optum is not not out of this business though, they want to manage it instead, just as they manage surgeons and physicians with <a href="http://scasurgery.com/about-us/overview-history/">Surgical Care Affiliates</a> and <a href="https://professionals.optumcare.com/engagement/ways-engage.html">OptumCare doctors.</a>  The worst nightmare for those in hospice has come true, the thought of Optum utilization managers prowling around Compassus Hospice facilities as they intend now to use Optum Hospice Services to manage them.  The old webpage of Optum Hospice is now gone as well, and has been replaced with <a href="https://www.optumcare.com/services/advanced-care/hospice-care.html">a page featuring “hospice services”.</a>  <p><strong>Hospice care by the algorithms is what we are looking at here</strong> with even <strong>more undue and not proven analytical scoring of patients taking place at their last days of their lives.</strong>  I think the screen from this Compasssus PowerPoint presentation on the revenue growth here tells the story of what this company’s (Compassus) goals are revenue and not patient care being the first priority.  You can see the other hospice services Compassus has acquired as well as Optum.  Their goal here is to create a model (made up of algorithmic functions) to design care for those patients in hospice services.  One might also guess that OptumRX will be the PBM of choice for these hospice facilities as well, all part of United Healthcare.  <p><a href="https://lh3.googleusercontent.com/-LSWkyVfbQJs/WkRo6lqLWII/AAAAAAABNLs/IMG1_i-ODDQ0DaBzL6WSN_SaBCrhGYWBwCHMYCw/s1600-h/clip_image001%255B5%255D"><img alt="clip_image001" border="0" height="375" src="https://lh3.googleusercontent.com/-SDAuZcM7UR8/WkRo7LyDOTI/AAAAAAABNLw/LrsMIKAW_sgg5aGPcdTXp8BoVb06Ki8OACHMYCw/clip_image001_thumb%255B2%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; display: inline; background-image: none;" title="clip_image001" width="484"></a><p>And here’s the management plan as you can see below with touting the Optum Partnership.  Compassus is owned by private equity firms,  Formation Capital and Audax Private Equity.  Private equity firms are currently draining the money out of nursing homes too, look at Kindred and HCR Manor (the one that Carlyle just walked away from as they couldn’t bleed it anymore).   With Kindred being purchased by Humana and two private equity firms, we can just assume that Humana is in there to make money from their Humana PBM from the drugs prescribed with the hospice services and the 2 private equity firms might be looking for any assets they can find to drain to line their own pockets, so that future there for patients and their care seems to look somewhat dim.  The real estate assets seem like they are always the first to be sold off, to leave the hospice and nursing home locations as “renters” for their facilities with high monthly payments, sometimes to another private equity firm held company that owns the properties.  <p><a href="https://lh3.googleusercontent.com/-96iGJxvNg3k/WkRo7tDBq1I/AAAAAAABNL0/6l4tab1BWvQO5UUAD2oUoRshBd-O2OubACHMYCw/s1600-h/clip_image002%255B5%255D"><img alt="clip_image002" border="0" height="368" src="https://lh3.googleusercontent.com/-ot6vXGW653M/WkRo8F_lVWI/AAAAAAABNL4/h2LNHKE58xY08HNQr91HmUPTzjNQzYqdACHMYCw/clip_image002_thumb%255B2%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; display: inline; background-image: none;" title="clip_image002" width="493"></a><p>So after private equity has finished bleeding  US retailers to the point of bankruptcy, is this is the next level, nursing homes and hospice services for the next asset drain?  It certainly is beginning to look like it.  Unlike the retailer asset bleed, this time we are dealing with people’s lives and a big potential for patient endangerment, all for the sakes of the private equity companies being able to put more money in their own pockets.<p>Again, one has to wonder why this was kept secret and given no press at all, and it’s only now that the facilities themselves are making the name changes that this has come to light.  I would search out a non profit for a family member for sure versus this hospice for profit group here, as that’s what hospice should be, for the patient and not come with a profit portfolio at the starting gate.  BD

Optum/United Healthcare Quietly Sold Optum Hospice to Compassus in December of 2016-And Compassus Is Now Contracted Under Optum Services to Manage the Facilities, Services and Provide the OptumCare Doctors

Optum certainly kept this very quiet when they sold their hospice facilities to Compassus and I don’t think they even told their own investo...

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Algorithms, Scoring Metrics, Privacy and more in today’s Healthcare business world–The Healthcare Algo Cartel

<p>This is a video of a recent presentation I did at the 74th Annual AAPS (American Association of Physicians and Surgeons) meeting.  I don’t do too much blogging anymore as I don’t want to be confused with all the “junk” news out there but thought this is worth a look and listen for all.</p><p>The presentation was initially intended for a physician crowd, but after I thought about it, consumers can learn a lot from this as well.  We have too many folks today <a href="http://ducknetweb.blogspot.com/2015/06/virtual-world-values-and-real-world-we.html">choosing “virtual” values and getting lost in the real world and don’t realize</a> what goes on behind the scenes, and it’s a lot, things you can’t see rising from corporate America to gain control of us lesser valued serfs it seems.<a href="https://lh3.googleusercontent.com/-x9TT-P6Qjsc/WhHuVDVWncI/AAAAAAABM6k/xN1ufLdHrMM8gaJiMxDf4aNpcDKifKFoACHMYCw/s1600-h/Optum_moneyball%255B4%255D"><img align="right" alt="Optum_moneyball" border="0" height="149" src="https://lh3.googleusercontent.com/-NMTC07Amu2I/WhHuVoIroiI/AAAAAAABM6o/74SyRudsU7IGGN1PBCMVEbp4DoYGFY9sACHMYCw/Optum_moneyball_thumb%255B2%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; float: right; display: inline; background-image: none;" title="Optum_moneyball" width="207"></a></p><p>Every direction you turn today, somebody is <a href="http://ducknetweb.blogspot.com/2015/09/excess-scoring-of-us-consumers-us.html">mining up some behavior data and scoring you today, so we have so many scores</a>, and many of them secret, who knows what value some big corporation or government is putting on our head today?  I’ve been writing about this for years and unfortunately we have gone beyond just good production software that helps us in life and in doing our jobs into a somewhat digital caste system.  I used to write software and this is my attempt here to let the average consumer know more about what’s really taking place out there.  I thought the Obama administration was getting way too virtual, but it seems the new Trump administration is just as bad with not seeing the real world and embracing virtual world values as well, so I guess it doesn’t matter which person or party is in control out there today, <strong>they don’t like the ugly real world </strong>and keep pushing virtual values on all of us to keep consumers in the dark.</p><p>I call it a <a href="http://ducknetweb.blogspot.com/2017/04/one-trick-algo-world-needs-to-be.html">“One Trick Algo” world</a> and that’s what you’re getting too often out there today, some algorithms and computer code, written by corporate America to profit that tricks you into things you would rather not do if you knew the whole story.  I call this <a href="http://ducknetweb.blogspot.com/2015/06/operation-perception-deception-into.html">“Operation Perception Deception”,</a> which was a post I wrote back in 2015 and sadly it’s getting bigger every day.  So take a look and see what’s going on behind the scenes in healthcare, and don’t deceive yourself too badly with virtual values as people can’t seem to be able to tell the difference anymore.  BD</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/vKBMXQXWvvs?rel=0" frameborder="0" allowfullscreen=""></iframe></p>

Algorithms, Scoring Metrics, Privacy and more in today’s Healthcare business world–The Healthcare Algo Cartel

This is a video of a recent presentation I did at the 74th Annual AAPS (American Association of Physicians and Surgeons) meeting.  I don’t d...

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Pharmacy Benefit Managers Invade Medical Records and Electronically Connect Cash Patients to RX Discount Cards-OptimizeRX-to SingleCare to OptumRX

<p>This should not really come as a big surprise as what hasn’t the pharmacy benefit managment business touched?  So what is <a href="http://www.optimizerx.com/partners/">OptimizeRX</a>?  Most have probably not heard of this software but it is a connect to EMRs that will send your prescription right to the pharmacy.  Oh, now you say, well <a href="https://lh3.googleusercontent.com/-Z88dYoMA-lE/WUtNjFKWRaI/AAAAAAABM5I/DnLHsZ4f5Kc_UhJvDVujRB362nFI4QcGQCHMYCw/s1600-h/image%255B26%255D"><img align="right" alt="image" border="0" height="239" src="https://lh3.googleusercontent.com/-6all7ydUdJk/WUtNjjNjIqI/AAAAAAABM5M/AsgzJfXMhSUXqgAhw8vBHIPiyG3XG91mQCHMYCw/image_thumb%255B16%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; float: right; display: inline; background-image: none;" title="image" width="425"></a>the PBMs do that and they do but what they have been missing is a way to collect data on patients who are not using their PBM prescription card or those who do not have one.  It’s all about getting more data about you to “score” and of course sell those scores to insurers and other interested parties.  Once the pharmacy has the transaction, it does not fall under HIPAA rules as it’s a prescription, linked to an EMR to provide a transaction.  As we all know, your medications in an EHR are protected but again, I’ll repeat this for those who still think HIPAA is covered at the pharmacy, it is not.  It’s been a sore spot for years with privacy.</p><p>If your doctor is using one of the medical records systems in the image at the right, they are partners with OptimizerRX.  From the website:</p><p><em>“OptimizeRx® has developed an extensive network of EHR and eRx platform partners*, as well as partnerships with media and creative agencies, making it easy for marketers to achieve excellent reach with their HCP customers. View the partner network information below for details. EHR and eRx partners benefit from the partnership by adding OptimizeRx’s suite of services seamlessly into their platforms, providing relevant patient support, patient education and other services that are welcomed by their HCP customers. Integrating OptimizeRx into an EHR or eRx platform is simple and easy, and can usually be completed in less than eight hours!”</em></p><a href="https://lh3.googleusercontent.com/-_fvfQvtrHq8/WUtNkCM3FNI/AAAAAAABM5Q/IpzZdpjtIMI_oogPqj3C48GwrK2kTy9mACHMYCw/s1600-h/image%255B9%255D"><img align="right" alt="image" height="234" src="https://lh3.googleusercontent.com/-3vUPXlYry8E/WUtNkuod6xI/AAAAAAABM5U/RBTZvIgihuwzV9mJkE-v1WQA66bHnFg4wCHMYCw/image_thumb%255B5%255D?imgmax=800" style="float: right; display: inline;" title="image" width="485"><br></a><p>Did you catch this, it’s about marketing and at least they say as much.  When you look at the executive page, you’ll find most of these folks came from the pharmaceutical business.  Here’s another screenshot to “auto send” the prescription along with the RX pricing information direct to a pharmacy.  What this means is the price is locked in and a pharmacist has to honor that as it’s aready in the data base, precluding the availability to offer a cheaper discount.  Certainly it appears to make it easier for the patient, but is it the best price?  We don’t know.  In addition, the providers can print a coupon for those who say “no, don’t do that’.  </p><p>This RX discount card also can text and email you.  So there you go, it’s all about the data that drug companies and PBMs want on folks not using their PBM discounts.  If you let the MD do the auto send, you’re stuck with that price and can’t compare.  There’s this little item I wrote about a while back about medication adherence prediction compliance and if you are not aware of this game, read the link below and this has been around for a while and was originally created with Ingenix (OptumRX now) algorithms that goes back to 2010 when Express Scripts put out a press release on how they were going to score you, and they all do that now.  This is some real flawed information too as the 300 metrics used have zero to do with taking meds.  You get a bad nick for example if you are a male seeing a female MD and so on.  This is not science, it’s behavior bullshit that at best may show trending.  So this OptimizerRX is software to use the EMR to drag in the so called “Outliers” who pay cash and are not using a PBM discount.  Part of the job of a pharmacist today is to identify their outliers and fix them, but if the data is flawed and they pay cash, it’s just a bunch of flawed data.<a href="https://lh3.googleusercontent.com/-yF_FY0XQgcw/WUtNk1SMpGI/AAAAAAABM5Y/L9MUzQKDY9YARDJsGOc1bhdo3gGyDrX4wCHMYCw/s1600-h/image%255B14%255D"><img align="right" alt="image" border="0" height="64" src="https://lh3.googleusercontent.com/-L0HcjNXeAH4/WUtNlFYX6rI/AAAAAAABM5c/pq3oOHbb70MF6VuyEhQghcUGmK3hkC8ggCHMYCw/image_thumb%255B8%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; float: right; display: inline; background-image: none;" title="image" width="269"></a></p><p><a href="http://ducknetweb.blogspot.com/2015/07/patients-who-pay-cash-when-filling.html"><font size="2">Patients Who Pay “Cash” When Filling Prescriptions Are Now Called “outliers, Pharmacists Required to Fix outliers as They Show Up As Non Medication Adherence Compliant With 5 Star Systems Full of Flawed Data…</font></a><p><a href="http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html"><font size="2">Medication Adherence Predictions Enter the World of Quantitated Justifications For Things That Are Just Not True, Members of the Proprietary “Code Hosing” Clubs Out There Destroying Your Privacy</font></a><p>So now we have talked about OptimizeRX (which just happens to sound a lot like OptumRX) let’s move to the next step here and talk about the discount card.  Read the press release below, OptimizeRX has a partner called SingleCare, which actually resembles the HealthAllies company that Andy Slavitt and Senator’s Warren’s daughter sold to United Healthcare, except this one is free.  SingleCare includes other available discounts, a few of them but hey well all know it’s about getting the pharma PBM money to support the entire project, not a 20% discount at a gym or free teeth cleaning. <h3><a href="https://globenewswire.com/news-release/2017/04/05/954708/0/en/OptimizeRx-Partners-Exclusively-with-SingleCare-to-Bring-Patient-Savings-and-Price-Transparency-to-Healthcare-Providers-at-the-Point-of-Prescribe.html"><font size="2">OptimizeRx Partners Exclusively with SingleCare to Bring Patient Savings and Price Transparency to Healthcare Providers at the Point of Prescribe</font></a></h3><p>SingleCare started out much like <a href="https://scriptrelief.com/">Script Relief</a> (another RX discount card that markets under a ton of names run by Loeb Enterprises in New York) to get some users of the discount so they could collect money from the PBM.  All the Script Relief cards make their money back from OptumRX on the fees and other charges and they pay independent sales people $10 a hit for every patient who activates a card.  Script Relief was originally connected with Catatmaran, which was bought by OptumRX (United Healthcare) and played a big role with Cigna getting sanctioned by CMS for a long time from selling Medicare D policies.  Here’s a couple archived links on tha topic and once the OptumRx purchased Catamaran, who was the in-house PBM for Cigna, all insured had a new PBM called United Healthcare (OptumRX) PBM.</p><p><a href="http://ducknetweb.blogspot.com/2015/07/united-healthcare-having-big-bond-sale.html"><font size="2">United Healthcare Having a Big Bond Sale to Finance Purchase of Catamaran Pharmacy Benefit Management Company, Huge 10.5 Billion</font></a></p><p><a href="http://ducknetweb.blogspot.com/2015/03/united-healthcare-buys-catamaran.html"><font size="2">United Healthcare Buys Catamaran Pharmacy Benefit Manager Just As the PBM Gets Hit With A Class Action Lawsuit For Low Balling Pharmacy Reimbursements..And More Patient Data to Sell and Analyze For Profit</font></a></p><p>So what kind of executives does SingleCare employ?  Well you could probably guess this one easy<a href="https://lh3.googleusercontent.com/-7h3R-J1_DyQ/WUtNlr6rRHI/AAAAAAABM5g/RQZtgW-mYjYu32boLHRTtrJZ-2lqret_QCHMYCw/s1600-h/image%255B20%255D"><img align="right" alt="image" border="0" height="188" src="https://lh3.googleusercontent.com/-mpsJZc1Lnuo/WUtNlzBledI/AAAAAAABM5k/Rbb377ZEkVg7u2C3IPpF0-Yu-pj3WoBaACHMYCw/image_thumb%255B12%255D?imgmax=800" style="border: 0px currentcolor; border-image: none; float: right; display: inline; background-image: none;" title="image" width="485"></a> enough, former United Healthcare and big time former Catamaran executives.  <a href="https://www.singlecare.com/about-us">Check it out.</a>  In addition the company also says it will bill patients who use their discounted MD, dental cleaning, etc. services.  Yikes as a patient, I would much rather pay the doctor direct and not have some big corporate conglomerate chasing me who also wants my data to score and sell.  Many MDs have already figured out how these virtual credit cards hit them up for big fees anyway, so they keep part of that money for giving you a discount.</p><p><a href="http://ducknetweb.blogspot.com/2014/06/health-plans-and-claim-clearinghouses.html"><font size="2">Health Plans and Claim Clearinghouses With Virtual Credit Cards-Racking Up Additional Fees From Doctors</font></a><p>So what PBM do you think is supporting this?  My guess would be OptumRX but you can’t find that stated anywhere, but hey put two and two together.  So if you use the card, you are added to a PBM data base with data to score and sell and again, we think it’s OptumRX.  If you noticed above, Allscripts is one of the partners and is it not a coincidence that all OptumCare MDs are required to use Allscripts?  Here’s more on that topic along with a picture I snapped of one of their OptumCare owned MDs in the OC.  Don’t forget too that all the Surgical Care Affiliate outpatient surgery facilities are now owned and will be run by OptumCare, so I might guess Allscripts will be over there too, or OptimizeRX will sign up more EHRs to bring in the SingleCare discount card over there too.  <p><a href="http://ducknetweb.blogspot.com/2016/08/optumcare-doctors-to-get-allscripts.html"><font size="2">OptumCare Doctors to Get allscripts Medical Records EHR–Optum Continues to Buy More Practices and Manage More Doctors Through Independent Physician Associations, Many of Which They Own</font></a><p>We also have this action going on relative to OptumRX and Catamaran with lawsuits being filed over the price of prescriptions when a cash offering is less expensive than what the PBM is offering.<p><a href="http://ducknetweb.blogspot.com/2016/10/cigna-united-healthcare-face-class_16.html"><font size="2">Cigna & United Healthcare Face Class Action Suits-PBM Over Charging Customers for Prescriptions, OptumRX Pharmacy Benefit Management Software-“Front Running” Consumers With Killer Algorithms at the Drug Store</font></a><p><a href="http://ducknetweb.blogspot.com/2016/11/pharmaceutical-wholesalers-inc-file.html"><font size="2">Pharmaceutical Wholesalers Inc. File Legal Complaint Against OptumRx “Aligning Its Interests” with the Big Three Drug Distributors in US, Thus Acting as an Agent of the Government With Accreditation Processes</font></a><p>Bottom line here is to get the algorithms connected to the EHRs now and get that price locked in and get the data from the folks who are not using a PBM price. <p>Also the MedExpress urgent care locations are also connected to, guess who, OptumRX and you might be seeing those SingleCare RX discount cards used there as well.  United Healthcare also <a href="http://ducknetweb.blogspot.com/2014/02/allscripts-ends-up-with-loss-for-2013.html">has another service</a> they market where they want to be the EHR integrator for Allscripts and other medical record companies.<p><a href="http://ducknetweb.blogspot.com/2015/04/optum-united-healthcare-buys-medexpress.html"><font size="2">Optum (United Healthcare) Buys MedExpress Urgent Care Business- 141 Full Service Clinics In 11 States–Company Advertises They Are In the Market to Buy Your MD Practice, As A “Too Big To Fail Insurer” Moves Forward With More Acquisitions</font></a><p><a href="http://ducknetweb.blogspot.com/2013/11/united-healthcare-optum-insight.html"><font size="2">United Healthcare (Optum Insight Subsidiary) Wants To Be Your Allscripts, Epic And GE Centricity EHR Consulting Service Starting With Implementation And Beyond</font></a><p>How convenient to be an EHR integrator and get that OptimizeRX connected in there to the medical records to promote the SingleCare discounts and collect data on folks who are not using their PBM program or are paying cash.  By the way too, Optum is also now doing the billing for Quest Labs in case you missed that one.  Optum does the billing of course for their very close partner, the Mayo clinic, who’s CEO just took a board seat with Merck Pharmaceutical.  Are you seeing some kind of a pattern yet, maybe?  Of course if you are insured by United, you have been told to go to LabCorp for years for actual tests. <p><strong><a href="http://ducknetweb.blogspot.com/2016/09/quants-of-optum-carve-out-new.html"><font size="2">Quants of Optum Carve Out New Outsourced Billing Deal with Quest Labs, Will Also Serve to Enhance The Scoring & Data Selling Business Conducted by Both Companies via Powerful Subsidiaries</font></a></strong><p>The prescription discount game is heating up out there and <a href="https://insiderx.com/"><font size="2">Express Scripts doesn’t want to be left</font></a> out as they too now have an RX discount card, called Inside RX which is a partnership with GoodRX, as they too didn’t want to get left out of the lucrative “fee” business here.  Sounds like <a href="https://lh3.googleusercontent.com/-rceme3WvQ18/WUtNmfQPLgI/AAAAAAABM5o/uYs-qFfPYSgEoycHIw4Le9Yr2GgR9IjDQCHMYCw/s1600-h/image%255B25%255D"><img align="right" alt="image" border="0" height="118" src="https://lh3.googleusercontent.com/-V_gGVhSx4jk/WUtNmmFy6zI/AAAAAAABM5s/201iybyxGIoJwXTD-mM0k_VUFPojcxzOACHMYCw/image_thumb%255B15%255D?imgmax=800" style="border-image: none; float: right; display: inline; background-image: none;" title="image" width="207"></a>OptumRX was cutting them out of some of the money mabye, so off to Express Scripts they went.  </p><p>Here’s a post I did a while back with some good videos from actual independent pharmacists that tell you the story on how the RX discount cards work and how a lot of time they might still be able to give you a better cash price that doesn’t support all this markeing.</p><p><a href="http://ducknetweb.blogspot.com/2016/06/the-truth-about-pharmacy-benefit.html"><font size="2">The Truth About Pharmacy Benefit Managers and Prescription Discount Cards–Created With Automated Algorithmic Processes That Enable Huge Profits-Consumers at Risk!</font></a><p>So backon topic here with SingleCare benefits, be aware of what’s going on with the algorithms of the PBMs as they are now invading medical records to get that script and and that data about you.  I would be very careful about wanting to use any of the texting and email services they offer as they collect and monitor everything today and will “score” your behavior with their services to toss some kind of risk in a profile about you!  Recently<font size="2">, </font><a href="http://www.bizjournals.com/twincities/news/2017/06/16/optums-vc-arm-backs-startup-that-mines-smartphone.html"><font size="2">VC arm of Optum/United Healthcare invested money in another cesspool Silicon Valley risk assessment company</font></a><font size="2">, </font>Mindstrong to monitor people with cell phone behavior and when they get done scoring all that type of data, we’ll all be at risk for mental health issues if we “hesitate” on responding to text messages.<p>So be aware now as the PBMs have infiltrated medical records and stalking you there, with going beyond just regular PBM plans, they want to get data on everyone who pays cash to “score” and sell a data profile about you and your behavior.  Once you get locked with with your doctor doing an automatic send to the pharmacy, the pharmacist may not be able to offer you a less expensive price if they have one to offer on your medication.  BD 

Pharmacy Benefit Managers Invade Medical Records and Electronically Connect Cash Patients to RX Discount Cards-OptimizeRX-to SingleCare to OptumRX

This should not really come as a big surprise as what hasn’t the pharmacy benefit managment business touched?  So what is OptimizeRX ?  Most...

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“One Trick Algo World” Needs to be Licensed and Indexed–Spurious Correlations “For Profit” Are Out of Control

<p>With prediction tools and apps being all the rage today, their reliability and accuracy are not always there.  Before the word “prediction” took over, we used to have words like “trending” and number crunches used for a lot of what we saw, but today it’s the big buzz word “prediction”.  Machine learning algorithms certainly can be useful but they too make errors.  A while back I connected data selling to lack of privacy and it got some attention, but I think not enough.<img align="right" src="http://lh3.googleusercontent.com/-r3DyQ8OXX8U/VWNXE79B4_I/AAAAAAABMUQ/d7p1kWV6goc/image%25255B8%25255D.png?imgmax=800" style="float: right; display: inline"></p> <p><a href="http://ducknetweb.blogspot.com/2015/09/excess-scoring-of-us-consumers-us.html">Excess Scoring of US Consumers, US Citizens-Scored into Oblivion By Proprietary Algorithms and Formulas, Never Duplicated or Tested for Accuracy-Profits of Big Business And A White House Executive Command To Continue the Abuse..</a></p> <p>Today as companies see revenue streams disappear from their line of business, they turn to the easy solution of buying and selling consumer data, but it just doesn’t end there, they have to do something with it to create value, and <strong><u>that line of business today is called “scoring”.</u></strong>  It’s happening all around you and it’s evolved to what I call “Excess Scoring” as you have data scientists cranking and wrangling statistics and data every which way but loose to find out how to find some data with queries to sell.  <strong>Bloomberg bought a data mining company which they intend to use in house and also sell to their clients so they can predict the behavior of clients.</strong>  Bloomberg of course might be motivated as they stand to lose a lot of money when JP Morgan and Bank of America cut thousands of Bloomberg terminals which rent for $21,000 a year, which has been the life blood of the financial world for years.  Replace that revenue, mine and sell data.  </p> <p>Bloomberg is only one of many examples out there too as you also see IBM pushing this cognitive data mining like crazy, and that’s what 13 quarter of declining sales and too many years of stock buybacks end up producing, where do you make up the lost revenue, mining and selling consumer data.  Sure there are some value areas with mining big data when it comes to “real” research like some in healthcare, but even some of that gets blurred as you end up being marketed to believe some app is a diagnosis tool, when in fact <strong><u>it’s nothing more than another risk assessment</u></strong> that gathers, mines and scores you and sells the data and the scores.  </p> <p><a href="http://ducknetweb.blogspot.com/2015/07/cvs-and-ibm-watson-projectplease-make.html">CVS and IBM Watson Project–Please Make It Stop-13 Quarters of Declining Profits for IBM, Is This Is What We Get, More Algorithms Biting Us Constantly So More Data Can Be Mined and Sold Resulting In Excess “Scoring” of US Consumers..</a></p> <p>Many healthcare companies get around the HIPAA areas with in fact not selling your data that they have, but rather just selling a “score” and there’s little HIPAA help there and with that, so goes any privacy.  <strong>When computer scientists and Quants are under pressure to create a revenue producing model, things go a bit crazy and correlations become spurious and data becomes flawed.</strong>  </p> <p><strong><a href="http://ducknetweb.blogspot.com/2016/01/silicon-valley-is-at-it-again-confusing.html">Silicon Valley Is At It Again Confusing the Public With Calling Risk Assessments a Form of A Diagnosis Tool…</a></strong></p> <p>So what happens when the data becomes flawed?  Are there avenues for consumers to use to correct the flawed data and scores being produced and sold for money, which by the way is a $180 Billion dollar a year business?  Few and limited.  <strong>Argus Analytics is one firm that buys up credit card data</strong> and puts out tons of “scores” about your behavior patterns.  How many of you have heard of that company?  Probably not many I would guess.  <img align="right" alt="BDEX" border="0" height="260" src="https://lh3.googleusercontent.com/-DShlNMAm5L0/WQS4axawdCI/AAAAAAABM4s/qg2JcGWy908uxC-HE-pH_M09wmJi6r3OgCHM/BDEX3?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="BDEX" width="261"></p> <h5><a href="http://ducknetweb.blogspot.com/2014/08/argus-analytics-produces-share-of.html">Argus Analytics Produces “Share of Credit Card” Data On Consumers - Digs Up The Dirt on Your Credit Card Behavior Patterns-US Consumer Protection Agency Is A Client-We Are Paying for Richard Cordray’s Slow Education Process</a></h5> <p>There have been some very faint efforts in Congress, they spend a lot of time talking about it, but again you have lawyers selling pixie dust that some magical new algorithms are going to protect consumers and on the deception goes.  <strong>With indexing and licensing data sellers, at least we would know who they are and where go to corrected flawed data.  Do we have that now? No</strong>!  You can find some of them but not all, especially the obscure companies that are taking the data and “scoring” you and selling those results.  </p> <p><a href="http://ducknetweb.blogspot.com/2015/03/senators-create-bill-to-go-after-data.html">Senators Create a Bill to Go After the Data Brokers Selling Our Personal Data But It Doesn’t Go Far Enough-Tons of Companies And Banks Are Also Selling Our Data and Repackaging Information About Us…</a></p> <p><a href="http://www.bigdataexchange.com/">BDEX is a “scoring” and data selling company</a>, you probably never heard of.  Take look over there and see what’s going on with “scoring” you and your data.  They’re getting everything they can get their hands on and also tech and promote (and make money)showing others how to score you as well.  You’ll find Live Ramp from Acxiom over there too as a partner, Acxiom one of the biggest data brokers around.  </p> <p>Most people have no clue that all their electronic transactions are for sale, there’s no privacy so use cash when you can if you want a little bit of privacy.  It’s all over the place and read the link below on now how CMS wants to sell Medicare data (link below).  Andy Slavitt, former director at CMS is a big promoter of “scoring everything and everybody” with a background of being a former Goldman banker and a high ranking United Healthcare Executive that racked everyone over the coals.  His big claim to fame was the error producing Ingenix Algorithms with physician pay and then later with medication adherence predictions with Express Scripts, selling algos to them.  The lawsuits still continue.  CMS wants to “approve” those who get the chance to buy and sell your Medicare data though, but we know how that goes, no regulation there as all as again, we don’t know who all the data sellers are in the US and exactly what they do?  </p> <p><a href="http://ducknetweb.blogspot.com/2016/01/cms-medicare-proposing-more-data.html">CMS Medicare Proposing More Data Selling of Both Private and Medicare Patient Claim Data - A New Dignity And Privacy Attack on Both Consumers and Doctors</a></p> <p><strong>Unfortunately Data Scores get used frequently out of context</strong> and you have no idea how many times and how you have been scored.  When it comes to skewing a correlation to make <img align="right" alt="image" border="0" height="166" src="https://lh3.googleusercontent.com/-WpY3GYubmgs/WQS4bRn3aAI/AAAAAAABM4w/8yFtFoQAvdgzvQiv6jgJ1TRUX69KTtwPgCHM/image3?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="image" width="393">money, data scientists and quants will stop at nothing if it makes money as their job may depend on it.  So in fairness there’s some outside pressure to keep a job that might make them cheat a bit and go spurious. </p> <p>The <strong>World Privacy Forum</strong> was all over this a couple years ago with their extensive report “The Secret Scoring of America” and it’s a good report.   In virtual worlds everyone gets to be LeBron, but in the real world, there’s only one LeBron.  We can thank <a href="http://ducknetweb.blogspot.com/2014/02/larry-ellison-ceo-oracle-hcm.html">Larry Ellison for those words of wisdom</a> as sure he sees it loud and clear as well.  He’s a software engineer by trade and people that write code and create software are all very much aware of the bad side, but choose whether or not to talk about it.  Take note of the Alter egos of software engineers, data scientists and anyone who codes for big profits, i.e. Facebook.  </p> <h5><a href="http://ducknetweb.blogspot.com/2014/04/world-privacy-forum-report-scoring-of.html">World Privacy Forum Report - The Scoring of America: How Secret Consumer Scores Threaten Your Privacy and Your Future - One Big Element that Fuels the Continued Attack of Killer Algorithms & Demise of the Middle Class Creating Profiteering And/Or Denial of Access</a></h5> <p>As consumers it’s only right that we at least know who’s scoring us and using our data when it gets flawed.  Are we to live out lives out with flawed profile created about us for the sake of corporations making big money selling it? <strong> Why even get out of bed every day when we are “scored” to the hilt with risk assessments that are like a ball and chain around our ankles I ask?</strong>  </p> <p><a href="http://ducknetweb.blogspot.com/2014/06/junk-science-appearing-everywhere-even.html">Junk Science Appearing Everywhere, Even The White House “PR Templated” Correspondence Creates Spurious Correlations…</a></p> <p>Sure there’s some useful scoring going on out there and we need some of that but there’s a lot of it that’s gone over the top.  Even UCLA this week came out and said they suggested to stop using the BMI to determine a person’s over all health<strong>.  Data Scorers can take that number and wrangle it into a massive amount of other data bases and turn you into a huge “risk” assessment that shouldn’t be allowed to walk on this earth!</strong>  <a href="http://www.ducknet.net/attack-of-the-killer-algorithms/"><img align="right" border="0" src="http://lh3.ggpht.com/-6HDDm04lOwA/Ts0zq-EuFHI/AAAAAAAA4d8/nMT-KL0JEDY/image_thumb%25255B12%25255D.png?imgmax=172" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px"></a>That’s where we are getting today as more and more bogus risk assessments are created that are nothing more than algorithms and math models to make money.</p> <p><strong>Step one for any real privacy to exist is to determine who all the data sellers are and what they sell.</strong>  I’ve had honest quants and mathematicians alike as well as the World Privacy Forum agree with this as a first step of action versus the whacked out perceptions that are being promoted out there now as privacy efforts.  How about when you get (your data) gets repackaged and sold?  None of the privacy dupes are talking about that and it does exist.  If you don’t think this exists, you have been spending too much time living in some virtual worlds out there that exist.  Look at the recent case with Uber and Unroll.me.  </p> <h5><a href="http://ducknetweb.blogspot.com/2015/02/anthem-data-breachcrooks-want-to-sell.html">Anthem Data Breach–Crooks Want to Sell Data Too–The Impact of the “Data Selling For Profit Epidemic” That Exists in the US With Scoring Consumers Removing Access and Human Dignity</a></h5> <p><strong>Prescription medication adherence scoring turns you into a non compliant Outlier</strong> and that data gets sold<img align="right" src="http://lh3.googleusercontent.com/-KDDBEc3i-I4/VaiE5CvPnTI/AAAAAAABMco/U9a02nrysU8/image%25255B3%25255D.png?imgmax=800" style="float: right; display: inline"> all over the place.  Most have no clue on how much money gets made selling your prescription data.  If you pay cash and they can’t find enough credit card data to prove you are filling a prescription, you default to being a non compliant Outlier.  Nice, huh?  How do you fix that?<em><u>  These scores are all secret and you can’t get them</u></em>, so you now there’s a double whammy, secret scores and secret data sellers you have no access to, can’t fix anything as a consumer that corporations “score” about you for a profile.  </p> <p>The post below was generated by a conversation I had with a real pharmacist with these concerns.  Read it and take a look at bogus metrics being used to substantiate your behavior, which of course as humans is subject to vary every time we change our minds, so a lot of flawed data reported about you here with their scores.  The pharmacies have to make their numbers, not so much worry about how they educate you, just make those numbers using this flawed software.  </p> <h5><a href="http://ducknetweb.blogspot.com/2015/07/patients-who-pay-cash-when-filling.html">Patients Who Pay “Cash” When Filling Prescriptions Are Now Called “Outliers, Pharmacists Required to Fix Outliers as They Show Up As Non Medication Adherence Compliant With 5 Star Systems Full of Flawed Data…</a></h5> <p><a href="http://ducknetweb.blogspot.com/2014/06/oh-crap-now-hospitals-are-now-buying.html">Oh Crap, Now Hospitals Are Now Buying Data From Acxiom - Data Selling Epidemic Continues to Evade on Personal Privacy As “Algo Duped-Stat Rat” People Try to Implement Virtual Models That Won’t Work…</a></p> <p><strong>Again this is  a calling for those in our Congress to stop and do something for the consumer, give us at least the opportunity to know who’s scoring and selling our data?</strong>  We have to fight years ago to get that right for credit data and it’s gone way beyond that now with bringing in all other types of business entities with their secret scoring.  I guess at some point when the data scientists correlate to the point to where their spurious numbers are too far even for the dupes of hazard society to believe, well who knows what we might see, attacks on data centers?  So here’s my campaign that’s been out there for a few years now and I <a href="http://ducknetweb.blogspot.com/2012/11/big-dataanalytics-if-used-out-of.html">predicted this about 3 years ago</a> too that data selling with skewing context about consumers would be the greatest attack on our liberties we’ve ever seen, all for the sake of corporations make money.  Scroll down and watch the 4 videos in the footer for some additional information from folks smarter than me. BD</p> <p><a href="https://fundrazr.com/a1E9n8?ref=ab_96a2h7">Index and License all Data Sellers- Who Are they?  Put the brakes on this corporate profit making epidemic!</a> </p> <h5>Related Reading from some archived posts:</h5> <h5><a href="http://ducknetweb.blogspot.com/2012/02/gamificationyou-have-won-and-now-we.html">Gamification–You Have Won and Now We Know All About You - It Didn’t Cost One Cent-Insurance Companies Have Games To Find Out More About You Too– “Attack of Killer Algorithms” Chapter 11</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/07/congress-to-investigate-data-sellers.html">Congress To Investigate the Data Sellers - Need To Create a Law to Tax Them As The Algorithms Used For This Business Generate Billions of Dollars, Partly Why Corporate Profits Are So High - Remove the Medical Device Tax as They Produce Needed Jobs/Tangibles</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/11/plos-one-abstractmethodology-for.html">PLOS One Abstract–Methodology for Detecting Manipulation of “P Values” To Show Significant Statistical Value, “Inappropriate Fiddling” Which Can Lead to “Algo Duping” Situations And Numbers</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/11/big-dataanalytics-if-used-out-of.html">Big Data/Analytics If Used Out of Context and Without True Values Stand To Be A Huge Discriminatory Practice Against Consumers–More Honest Data Scientists Needed to Formulate Accuracy/Value To Keep Algo Duping For Profit Out of the Game</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/12/hiding-falsifying-and-accelerating-risk.html">Hiding, Falsifying, And Accelerating Risk Has Become the Achilles Heel of the US Economy As the “Real” World” Clashes With the Values Created From a World of “Fictional Values” Of Formulas and Math</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/12/data-scientists-oxymoron-is-finding.html">“Data Scientists”– An Oxymoron? Is Finding the Value in Data Bases Queried Together in the Business World To Make Money Actually Science?</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/12/cathy-oneil-mathematicianquant-wall.html">Cathy O’Neil, Mathematician/Quant: Wall Street Quants The Culture, Big Data Mechanics, Algorithms, Data Mining, Lack of Privacy, Web Profiling, Health Insurance Profiles and Modeling Abuse…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/01/does-us-government-need-department-of.html">Does the US Government Need a Department of Modeling and Algorithms–Is Data Addiction and Abuse the Next Up and Coming 12 Step Program, Some Classic Posts & Topics Revisited</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/03/insurance-companies-are-buying-up.html">Insurance Companies Are Buying Up Consumer Spending Data-Time is Here to License and Tax the Data Sellers-As Insurers Sell Tons of Data, Gets Flawed Data When Data Buyers Uses Out of Context Too</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/03/big-datathe-data-science-code-of-ethics.html">Big Data–The Data Science Code of Ethics-Designed By Those Who Create Models - Don’t Fall Victim To Write Fictitious Code and Models Just to Make Money With Clients Demanding Such</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/04/modeling-for-inequality-with.html">Modeling for Inequality With Segmentation, Insurance Industry Uses Backwards Segmentation As Some Models Stand to Threaten Overall Democracy</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/04/data-floating-around-web-and-you-dont.html">Data Floating Around the Web and You Don’t Know How It Got There? Time to License and Excise Tax Data Sellers–Identify “Flawed Data” Epidemic At The Root of the Problem</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/05/licensing-and-excise-taxing-data.html">Licensing and Excise Taxing Data Sellers, Facial Recognition Yet One More Tool Used To Secure & Match Data - The Epidemic, Billions in Profits for Banks and US Corporations Using Killer Algorithms to Further Erode Consumer Privacy</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/06/ftc-reclaim-your-name-campaign-not-good.html">FTC “Reclaim Your Name Campaign” Not Good Enough–No Path for Regulation Identified–All Data Sellers Including Banks, Insurers, Etc. Should Be Required to Buy a License</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/07/data-selling-game-now-exploits-non.html">Data Selling Game Now Exploits the Non Regulated Billion Dollar Epidemic–”Data Dealer” The Attack of the Killer Algorithms Gamified</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/08/pharma-and-health-insurance-companies.html">Pharma and Health Insurance Companies Pairing Up, Humana’s Analytics Subsidiary and Lilly To Figure Out How to Save (Make) Money and Provide Better Patient Care–Selling Research Data That Competes With FDA Sentinel Initiative</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/10/insurance-company-in-network-complex.html">Insurance Company “In-Network” Complex Erroneous Algorithms Continue to Wreak Havoc With Patients and Doctors When It Comes To Coverage and Purchasing Insurance–Time to Begin “Sniffing Some Data”, To Include Labeling And Identifying Killer Algorithms</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2013/12/mastercard-as-well-as-other-financial.html">MasterCard As Well As Other Financial Institutions Using Big Data To Get Into Your “Online Pants” As Many Consumers Seem To Be Accidentally And Inadvertently Leaving Their “Internet Fly” Open</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/02/white-house-office-of-science-and.html">White House Office of Science and Technology Policy (OSTP) and MIT Co-hosting Public Workshop - Big Data Privacy-Not Possible Unless We License and Excise Tax The Sellers, The Corporate Profit Epidemic Continues to Spread</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/02/big-data-in-farming-back-to-data.html">Big Data In Farming, Back to the Data Selling Business Once Again With Concerns of Where the Data is Sold and Who Uses It To Profit, Paying for IP With the Food We Eat Today</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/03/60-minutes-blasts-data-sellers-ftc.html">60 Minutes Blasts The Data Sellers, FTC Admits They Have Lost Control - Time To License and Excise Tax “ALL” Data Sellers, Banks, Companies, Etc. - Congress Needs to Act On This…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/04/fraud-algorithms-failing-at-indiegogo.html">Fraud Algorithms Failing at Indiegogo Crowd Funding Site-Some Getting Through With Physicists Claiming the Technology Claimed Is Not Possible-Healthcare Related Apps/Devices</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/04/limitations-and-risks-of-machine-ethics.html">Limitations And Risks Of Machine Ethics (That Really Don’t Exist) - Abstract Basically Substantiating the Existence of What I Coined As “The Attacks of the Killer Algorithms”…</a></h5>

“One Trick Algo World” Needs to be Licensed and Indexed–Spurious Correlations “For Profit” Are Out of Control

With prediction tools and apps being all the rage today, their reliability and accuracy are not always there.  Before the word “prediction” ...

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DOJ Enters WhistleBlower Law Suit Against United Healthcare–Risk Fiddling for Profit, A Walk Back Down Ingenix Memory Lane Again

<p>Here we go again, back to those Ingenix algorithms and business models, getting a rerun of sorts of what occurred in 2011.  In 2011 there was one main lawsuit from the AMA along with many others that were filed (some being still settled) over using formulas that short changed doctors and patients on out of network chargees.  In addition, all other insurers who licensed and used the formulas were also drug<a href="https://lh3.googleusercontent.com/-8NzMOjjBagg/WK5g1-wSfAI/AAAAAAABM3s/AOVqANS-jQE/s1600-h/image%25255B4%25255D.png"><img align="right" alt="image" border="0" height="237" src="https://lh3.googleusercontent.com/-biRchvnIWtQ/WK5g2ktWtlI/AAAAAAABM3w/TCmRA3P5nMY/image_thumb%25255B2%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="309"></a> into court for settlements.  This was a big deal and now we have another lawsuit with again, other insurers being named for using the formulas of Ingenix once again.  Here’s a case that has not settled yet as an example and one that just recently settled.</p> <h5><a href="http://ducknetweb.blogspot.com/2016/05/cigna-legal-case-with-ingenix-flawed.html">Cigna Legal Case With Ingenix Flawed Formulas for Out of Network Payments Allowed to Proceed Under ERISA, Can’t Avoid the Claims…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2014/08/ingenix-optum-united-healthcare.html">Ingenix (Optum-United Healthcare) Lawsuits Still Bouncing Around Out There–One Recently Settled in New Jersey With Horizon Blue Cross Blue Shield That Was Still Using the Flawed and Corrupt Data Base for Out of Network Payment Calculations</a></h5> <p>A couple years ago Medicare said they were going to rerun the Medicare risk assessment scores, so there was no secret as to what was going to occur with an audit. <h5><a href="http://ducknetweb.blogspot.com/2015/03/cms-to-rerun-medicare-advantage-risk.html">CMS to Rerun the Medicare Advantage Risk Scores–Dating Back to 2008 To Catch the Automated Risk Fiddlers of Said Insurer Fraud Amounting to Around $70 Billion–Be Ready For It…</a></h5> <p>There are other lawsuits on the books that have not settled yet in other areas, like this one with mental health that could go to a class action suit too. <h5><a href="http://ducknetweb.blogspot.com/2013/03/class-action-lawsuit-filed-against.html">Class Action Lawsuit Filed Against UnitedHealthGroup and Their Various Subsidiaries There Of Relative to Mental Health Claim Denials & Violation of Parity Laws</a></h5> <p>Here’s a back link to the big settlement by the AMA.  Again this is only one of many and at the time I was writing a series of blog posts called “The Attack of the Killer Algorithms and this was chapter 19.  </p> <h5><a href="http://ducknetweb.blogspot.com/2012/02/ama-announces-doctors-and-patients-can.html">AMA Announces Doctors And Patients Can Expect To See the UnitedHealthCare/IngenixClass Action Settlement Checks In the Mail Soon - Out of Network Short Payments–Attack of </a></h5> <h5><a href="http://ducknetweb.blogspot.com/2012/02/ama-announces-doctors-and-patients-can.html">the Killer Algorithms Chapter 19</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2011/04/unitedhealthcare-erisa-class-action.html">UnitedHealthcare ERISA Class Action Lawsuit Expanded to Include DME and Ambulatory Surgical Center Providers</a></h5> <p>If you missed this along the way, things go so ugly with the Ingenix name, United Healthcare changed it to Optum, which you see all over the place today, as they are buying up broke doctor practices and urgent care centers like they are going out of style.  There’s 2 sides to United Healthcare, one that does insurance and the other Optum side that’s buying up and creating software was well as consuming and acquiring companies that have anything to do with doctors. <h5><a href="http://ducknetweb.blogspot.com/2011/04/unitedhealth-group-announced-re.html">UnitedHealth Group Announced Re-Branding of Business Units-Focus on “Optum”–Changes IngenixName to OptumInsight</a></h5> <p>So again with this new lawsuit, which was created from the efforts of a high ranking former United Healthcare executive, not just an employee, we are seeing the same process again, Ingenix algorithms and models followed to fiddle with risk scores, make patients look sicker and get more money from the government this time instead of doctors. <p>Express Scripts ended up at one point in time a while back buying the old United Healthcare pharmacy benefit business and acquired some software and algorithms in the process and in 2010 was bragging how they are going to predict if you will take your medications.  This flawed scoring still goes on today. <h5><a href="http://ducknetweb.blogspot.com/2010/10/express-scripts-new-program-to-contact.html">Express Scripts- New Program to Contact and Predict Patients Who May Not Be Taking Their Medicine Based On IngenixAlgorithms–We Want the Revenue Please Don’t Stop</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html">Medication Adherence Predictions Enter the World of Quantitated Justifications For Things That Are Just Not True, Members of the Proprietary “Code Hosing” Clubs Out There Destroying Your Privacy</a></h5> <p>The entire <a href="http://constantinecannon.com/whistleblower/wp-content/uploads/sites/2/2017/02/U.S.-v.-UnitedHealth-Group-First-Amended-Complaint.pdf">lawsuit can be read here</a> and there’s quite a few pages to the pdf to read.  Benjamin Poehling was the former high ranking executive that filed the whistle blower lawsuit.  It’s kind of uncanny that Poehling came from Arthur Andersen, where the current CEO of United Healthcare worked as Anderson’s CFO and all the Enron issues were on his watch.  Enron lead to the end of the Arthur Andersen auditing firm due to fraud.  Here’s a few quotes from the suit… <hr> <p><em>“United’s senior management push relentlessly to increase United’s revenue from risk adjustment. Tellingly, UHMR has assigned risk adjustment to its Finance Department, not one of its clinical departments. (Relator was assigned to his job despite having no clinical background.) In 2010 and 2011, UHMR has implemented projects referred to as “remediation plans”, “focus area projects,” or “affordability agendas” to increase IOI.</em> <p><em>UHG engages in an aggressive and extensive effort to find a justification or pretext to submit risk adjustment claims for additional diagnoses—regardless of whether the patient had or was actually treated for the diagnosis in the relevant period by a qualifying provider. United’s program has some components that are broad-based, and others that target specific high value HCCs. As an overall goal, UHG attempts to reach each of its members at least once every two years through one of its programs designed to find additional risk adjustment claims. </em> <p><em>Ingenix conducts chart reviews on behalf of UHMR, UHCS, and commercial clients. In the retrospective chart review process, Ingenix identifies provider charts to review and arranges for the charts to be collected. It uses both internal coders and also contracts with external vendors to review and code the charts. 129. These vendors review charts using a blind review. In a blind review, the reviewer codes every <a href="https://lh3.googleusercontent.com/-f43KV0WYLek/WK5g3RYjExI/AAAAAAABM30/kiGdiLtsRK0/s1600-h/image%25255B9%25255D.png"><img align="right" alt="image" border="0" height="123" src="https://lh3.googleusercontent.com/-fBbsaLzUH1s/WK5g4KJEweI/AAAAAAABM34/geIdBViAYIA/image_thumb%25255B5%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="469"></a>condition he or she identifies from the chart without knowing what codes the provider identified from the chart previously. Thus, the reviewer works from the raw chart material and reaches independent conclusions.</em> <p><em><strong>Under the COI program, United pays providers approximately $100 for each diabetes patient they assess for diabetes complications, submit a supporting diagnosis via a claim, and submit a medical record with matching documentation. In addition, it pays $200 for each doctor that receives training on the COI program and diagnosis coding. Recently, the COI program has expanded to other conditions that United suspects are frequently undercoded, such as chronic kidney disease (“CKD”), and chronic pulmonary disease (“COPD”).</strong></em> <p><em>Relator knows that at least the following United executives know about some or all of the problems discussed herein, and have participated in the scheme to continue submitting fraudulent claims and to refuse to correct previously submitted false claims: Stephen Hemsley, UHG Chief Executive Officer; Gail Boudreaux, UHG Executive Vice President and CEO of United Healthcare; Larry Renfro, Optum CEO; Tom Paul, UHMR Chief Executive Officer; Cindy Polich, UHMR President; Lee Valenta, Ingenix’s former Chief Operating Officer (and current President of Ingenix’s Life Sciences Division); Jack Larsen, former CFO of PSMG (and current CEO of UHCS); Scott Theisen, UHMR Senior Vice President of Finance; Jeff Dumcum, Senior Vice President of Ingenix; and David Orbuch, PSMG Chief Compliance Officer.</em> <p><strong><u>And this….</u></strong> <p><em>“United’s refusal to correct errors in its risk adjustment claims is so extreme that it submits risk adjustment claims to CMS for diagnoses taken from claims that it itself refuses to pay as being fraudulent and/or abusive.</em> <p><em><strong>United developed “playbooks” containing ideas for increasing its risk scores.</strong> These playbooks are garnering top-level attention at the company while the myriad problems with United’s risk adjustment programs and processes go unresolved. 195. United conceals the one-way nature of its risk adjustment programs from CMS and even its investors. For example, United’s remediation plan for 2010 that sought to increase IOI by $800 million allocated $100 million to “Project 7.” Project 7 was United’s codeword for initiatives to increase risk adjustment payments. The company used a codeword (as opposed to “growth,” “enrollment,” or “claims”) because it did not want CMS or other investigatory government agencies to know it had a campaign to claim an additional $100 million through risk score increases.</em> <p><em>United customizes its kickbacks depending on the nature of its overall reimbursement arrangement with the provider group. The providers United chooses to pay additional amounts for increased risk scores are those that do not already have an incentive to upcode diagnoses. United uses three basic payment structures for its providers: (1) percent of premium capitated providers, which receive a percent of United’s CMS premiums for its patients; (2) “fixed” capitated providers, which receive PMPM payments from United that are not tied to United’s CMS premiums; and (3) feefor-service providers, which are paid based on the claims they submit to United.”</em> <hr> <p>If you made it through those paragraphs you can easily see how complex insurers have made medical billing for sure.  Once again we come back to the business models of Ingenix and some of the automation in the IRAD data base to work these claims.  Here’s another billing subsidiary United bought, again we’re talking coding and billing here. <h5><a href="http://ducknetweb.blogspot.com/2010/09/ingenix-wholly-owned-technology.html">Ingenix (Wholly Owned Technology Subsidiary of UnitedHealth to Acquire A-Life Coding Software/Services–Tons of Money and Profit With Coding Transactions and Algorithms - Subsidiary Watch</a></h5> <p>I talk too about the United/Optum incest at times too with HHS and CMS and here’s a blast from a few years ago…this was the beginning of pushing “population health” that all know the term and nobody really knows what it does half the time to even include vendors of the algorithmic processes.  This is where the government bought yet another United Healthcare model. </p> <h5><a href="http://ducknetweb.blogspot.com/2010/06/for-top-program-combines-prototype-from.html">"Reach for the Top" Program Combines Prototype from Ingenix (A Wholly Owned Subsidiary of United Healthcare) for Public/Private Community Health Data on HHS.Gov Site</a></h5> <p><strong>Simon Stevens, who is now running the NHS and worked at United Healthcare</strong> a few years ago had this to say…</p> <h5><a href="http://ducknetweb.blogspot.com/2009/05/united-health-care-says-cheaper.html">United Health Care Says Cheaper Efficient Doctors and Reducing Hospital Visits by the Elderly Would Help Reduce the Cost of Healthcare</a></h5> <p><strong>Former Acting director of CMS, Andy Slavitt claims Simon is a good friend of his and let’s not forget that Andy Slavitt was the CEO of Ingenix when a lot of this was going on.  Larry Renfro came in later from his executive position at AARP to run the Ingenix show.</strong>  </p> <p>United Healthcare sure seems to be lining up some big executives as well with last year hiring the former CEO of Stanford University Healthcare to work for United as a VP and recently in the UK, Optum hired Nick Seddon, who worked for David Cameron as his special healthcare adviser.  There’s a group in the UK that is also bringing attention to the fact that one company, United/Optum has been taking over way too much ground and is not leaving enough competition out there with other countries.  </p> <p>The entire suit takes a while to read but there’s a ton of detailed explanations as to what United and other insurers taking advantage of their consulting and billing services are accused of.  Again, do leopards change their spots?  Here’s another suit you might want to read about…it just does not stop when you have complex built algorithms that can spin around faster than you can take a deep breath to score and stick you with more risks than you ever dreamed of, all for the sake of making money from the government.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/10/cigna-united-healthcare-face-class_16.html">Cigna & United Healthcare Face Class Action Suits-PBM Over Charging Customers for Prescriptions, OptumRX Pharmacy Benefit Management Software-“Front Running” Consumers With Killer Algorithms at the Drug Store</a></h5> <p>Feel free to search this blog, there’s plenty of information like this written since 2008 on how companies cheat with computer code and algorithms…BD  </p> <p> <hr> </p> <p>United Healthcare, the largest provider of Medicare Advantage (MA plans) services, is being sued by the Department of Justice (DOJ) for fraud. To give you a sense of United Healthcare’s size consider that just their third quarter revenue was $46.3 billion, up 11.6 per cent from the same period a year earlier, and the bulk of the growth was billing services and data analysis for healthcare groups, which ws up 34 percent since the beginning of 2016.</p> <p>Medical charts, the primary source of diagnostic data were reviewed looking for incremental increases but not for errors that would decrease the risk adjustment.  New diagnostic codes were submitted, but an erroneous diagnosis was not deleted. On a two-way street, “they do not look both ways.” And these reviews were profitable, a $30 cost for chart review resulted in an average of $450 in additional payments. Ingenix sought to find additional diagnosis by using data analytics to identify practices, where chronic conditions were underreported based on population prevalences or where a new diagnosis was suggested by medications patients were receiving. Here the physician was contacted with patient assessment forms (PAFs) to consider these diagnoses for the patient. Physicians receive a small fee for reviewing these PAFs. Ingenix also developed initiatives designed to get patients to visit their doctors each year. But wait a minute, these programs encourage physicians to screen patient’s more carefully and to encourage annual checkups.</p> <p><a href="http://www.acsh.org/news/2017/02/21/department-justice-believes-united-healthcare-defrauding-medicare-10885" title="http://www.acsh.org/news/2017/02/21/department-justice-believes-united-healthcare-defrauding-medicare-10885">http://www.acsh.org/news/2017/02/21/department-justice-believes-united-healthcare-defrauding-medicare-10885</a></p>

DOJ Enters WhistleBlower Law Suit Against United Healthcare–Risk Fiddling for Profit, A Walk Back Down Ingenix Memory Lane Again

Here we go again, back to those Ingenix algorithms and business models, getting a rerun of sorts of what occurred in 2011.  In 2011 there wa...

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Pharmaceutical Wholesalers Inc. File Legal Complaint Against OptumRx “Aligning Its Interests” with the Big Three Drug Distributors in US, Thus Acting as an Agent of the Government With Accreditation Processes

<p>This is a pretty interesting lawsuit and it includes named invidituals at HHS and CMS as well as participants.  You can view all the defendants included in the <a href="https://www.law360.com/cases/581cff6a5270e84d59000001">filing here.</a>   Being we are at the end of the Obama administration, the named directors Burwell and Slavitt in this case involvement once out of office may or may not still be included, but OptumRX portion looks like it won’t go away.</p> <p>This is basically collusion with the government giving exceptional regulation controls to OptumRX on <a href="https://lh3.googleusercontent.com/-nTq7yCVQmIU/WDHZppI5bzI/AAAAAAABM2o/Di60u0eZQ1Y/s1600-h/image%25255B3%25255D.png"><img align="right" alt="image" border="0" height="126" src="https://lh3.googleusercontent.com/-lTdcxFwJdc8/WDHZqc4qZgI/AAAAAAABM2s/C4HFa3C1W-Q/image_thumb%25255B1%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="240"></a>the accredited distribution of drugs distribution of drugs in the US with basically setting up shop with only the 3 major distributors, and thus so it is making it harder for the secondary or smaller drug distributors to function and operate.  We know what less competition probably means, even higher prices at the drug store.  </p> <p>The lawsuit also points out that United Healthcare is a Medicare Part D insurer and with that fact it appears to be an “agent of the government” will also having the OptumRX subsidiary, the PBM manager having the authority to use the accrediting program called VAWD to basically let other smaller drug distributors in the game.  It would seem to make more sense to have pharmacies be accredited than distributors since they are the ones selling the drugs. </p> <p>OptumRX might be working to drive independent pharmacies out of business to and convert those customers to their mail order pharmacy or to Walgreens, their preferred pharmacy partner.  Recently there was a big partnership created there as well to allow higher profits via Walgreens.</p> <h5><a href="http://ducknetweb.blogspot.com/2016/03/walgreens-signs-agreement-with-pbm.html">Walgreens Signs Agreement With PBM OptumRX (United Heatlhcare) and Anthem Then Sues Express Scripts</a></h5> <p>The fear is that secondary drug distributors will be pushed out of business.  Effective October 1st, all prescription claims not not filled via a VAWD distributor could be denied.  There’s a long list of VAWD credited distributors.  Wholesalers in most states are already subject to inspection by state and/or federal regulators to ensure compliance so what’s the action with OptumRX to act as a 3rd party regulator of sorts?  All pharmacies who fill prescriptions are required to sign a contract with Optum, which I have read in some instances includes the pharmacists not being able to offer a cheaper cash price to the customer as they would be in violation of the contract.  </p> <p>Here’s an interesting tidbit on how OptumRX makes a ton of money from diabetes test strips, take notice of this and the <a href="http://www.pharmacychoice.com/news/article.cfm?Article_ID=1608884">entire article can be read here.</a>  Look at how this winds around with insurer United making big deals on test strips, but does this savings get passed on to the consumers, apparently not. </p> <p><em>“Tackling OTC supplies was the logical next step for OptumRX. OptumRX has a booming mail-order pharmacy business and diabetic test strips play a big role in their profitability. They champion one brand, Roche’s Accu-Chek, and by pooling their purchasing power get manufacturers to compete against each they secure steep discounts. To put this in real world terms: from a retail pharmacy, these <strong>test strips cost about $90 per 50 test strips to the consumer</strong> and is then adjudicated with<strong> insurance companies for about $95</strong>. However, with their steep discounts, it is <strong>estimated that OptumRX pays only about $10 per box of 50 test strip</strong>s because <strong>Roche only charges Medicare about $5 for that same box</strong>. </em></p> <p><em>This means that<strong> OptumRX stands to make up to $85 in gross profit per box, per month</strong>; multiplied by the diabetic population of their 65 million members, OptumRX is playing with real numbers. It sheds a lot of light onto American’s high insurance premiums and the resources they can call on to fight the legal action brought against their new bold policies in court.”</em></p> <p>If noting else, when you look at the big money that the OptumRX subsidiary of United is making, the paragraphs above shed some light on how this is happening and it’s all done with algorithmic business models with a series of algorithms for distributors and drug stores to jump through.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/04/united-healthcare-reports-1st-quarter.html">United Healthcare Reports 1st Quarter-OptumRX (Pharmacy Benefit Manager) Produces More Revenue Than Its Health Insurance Groups</a></h5> <p>Again states have regulations but now OptumRX in fact is becoming a 3PL regulation enforcer via the government on some of this?  I have read that OptumRX is giving folks some extended time to become VAWD certified before cancelling payments here and there, and wholesalers must already comply with the Drug Supply Chain Security Act (DSCSA) which requires the FDA to issue regulations regarding wholesale distributor and third-party logistics provider licensure.</p> <p>So basically smaller distributors who provide better drug prices might be edged out completely.  So again with more certification policies and adherence, is this going to fix any</p> <p> </p> <p>thing other than to allow OptumRX to charge more a the drug store counter and really accomplishe much?  Here’s the lawsuit on the “clawbacks” that are taking place when you arrive to get your prescription at the drug store with the OptumRX algorithms “front running” the script cost via the pharmacy software networks in place all over the US before you can physically even get there to fill your prescription too. </p> <h5><a href="http://ducknetweb.blogspot.com/2016/10/cigna-united-healthcare-face-class_16.html">Cigna & United Healthcare Face Class Action Suits-PBM Over Charging Customers for Prescriptions, OptumRX Pharmacy Benefit Management Software-“Front Running” Consumers With Killer Algorithms at the Drug Store</a></h5> <p>I’ve often said it would be of real interest to have a video of a pharmacist filling a prescription via the software of the pharmacy benefit management systems in place at pharmacies today so the public can see what the process is for the pharmacist just to get you your bottle of pills, and maybe involving a call or two to the dreaded PBM pharmacy tech.  <p>Don’t forget that Optum 360 is now taking care of all your Quest Diagnositics lab bills too as their outsourcer.  Pay attention to the “too big to fail” health insurer, United with close to 300 subsidiaires that do all kinds of things out there outside of just insurance.  BD <h5><a href="http://ducknetweb.blogspot.com/2016/09/quants-of-optum-carve-out-new.html">Quants of Optum Carve Out New Outsourced Billing Deal with Quest Labs, Will Also Serve to Enhance The Scoring & Data Selling Business Conducted by Both Companies via Powerful Subsidiaries</a></h5> <p>They’re buying up your doctors too, another reason you can’t keep your doctor as they own and manage physicians groups all over the US today.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/08/optumcare-doctors-to-get-allscripts.html">OptumCare Doctors to Get Allscripts Medical Records EHR–Optum Continues to Buy More Practices and Manage More Doctors Through Independent Physician Associations, Many of Which They Own</a></h5> <p>By thew way, if you have never seen how the automated prescription services work, take a look at this…complete audit trails that also feed <a href="http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html">medication compliance software data systems.</a>  That is yet another topic for conversation with flawed data using metrics about us that are flawed.  BD  </p> <p><iframe height="315" src="https://www.youtube.com/embed/SfXoQWnpIb4" frameborder="0" width="560" allowfullscreen></iframe></p> <p> <hr> WASHINGTON (Legal Newsline) - A not-for-profit trade association that represents independently-owned pharmaceutical wholesalers is suing a pharmacy benefit manager and the federal government over a new accreditation policy, arguing it violates various state and federal laws. The Association of Independent Pharmaceutical Wholesalers Inc., based in Pine Brook, N.J., filed its complaint in the U.S. District Court for the District of Columbia Nov. 4. </p> <p>The named defendants include OptumRx Inc., based in Irvine, Calif.; the U.S. Department of Health and Human Services; Sylvia Burwell, secretary of the DHHS; the Centers for Medicare and Medicaid Services; and Andrew Slavitt, acting administrator of the CMS.</p> <p>“OptumRx’s business relationships with the Big Three have resulted in the implementation of bad faith policies designed to steer market share away from the Secondary Wholesale Market and toward the Big Three,” AIPW alleges. </p> <p>For instance, AIPW claims OptumRx, in August, informed its participating pharmacies that effective Oct. 1, participating pharmacies were required to purchase all medications being dispensed to OptumRx members from a VAWD. VAWD, an accreditation offered by the National Association Boards of Pharmacy, essentially eliminates the secondary wholesale market, AIPW argues.</p> <p>“Plaintiff’s members have already been informed by their pharmacy customers that the pharmacies will cease ordering medications and supplies from Plaintiff’s members due to OptumRx’s VAWD-Accreditation Policy,” the association alleges. “This is because the pharmacy customers face PBM audits from OptumRx, whereby OptumRx actively threatens to ‘recoup’ 100 percent of funds paid to the pharmacy arising from the purchase of drugs from wholesalers such as Plaintiff’s members that are not VAWD accredited.”</p> <p><a href="http://legalnewsline.com/stories/511045586-pharmaceutical-wholesale-group-says-accreditation-policy-will-irreparably-damage-the-nation-s-prescription-drug-delivery-system" title="http://legalnewsline.com/stories/511045586-pharmaceutical-wholesale-group-says-accreditation-policy-will-irreparably-damage-the-nation-s-prescription-drug-delivery-system">http://legalnewsline.com/stories/511045586-pharmaceutical-wholesale-group-says-accreditation-policy-will-irreparably-damage-the-nation-s-prescription-drug-delivery-system</a></p>

Pharmaceutical Wholesalers Inc. File Legal Complaint Against OptumRx “Aligning Its Interests” with the Big Three Drug Distributors in US, Thus Acting as an Agent of the Government With Accreditation Processes

This is a pretty interesting lawsuit and it includes named invidituals at HHS and CMS as well as participants.  You can view all the defenda...

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Cigna & United Healthcare Face Class Action Suits-PBM Over Charging Customers for Prescriptions, OptumRX Pharmacy Benefit Management Software-“Front Running” Consumers With Killer Algorithms at the Drug Store

<p>Here we go again.  If you haven’t figured this out yet, when you buy a Cigna Health insurance policy you get a two for one with 2 insurers.  Cigna provides the insurance benefits and then it’s pharmacy benefit manager, PBM OptumRX (biggest revenue sector subsidiary of United Healthcare) that runs all their formulas via the computer and tells the pharmacist what to charge you.  (Video at the break below-watch it!)</p> <h5><a href="http://ducknetweb.blogspot.com/2015/10/if-you-are-insured-by-cigna-guess-what.html">If You Are Insured byCigna, Guess What You Have a New Pharmacy Benefit Manager Named United Healthcare</a></h5> <p><strong>I call this “front running” the consumer at the prescription counter if you will,</strong> as that’s a term we hear used in stock trading all the time and it’s somewhat a very similar model with providing the drug stores advance information before you can even physically get there to ask for a cash price<a href="https://lh3.googleusercontent.com/-q-UPZgdLZ_c/WAPNzlK3WoI/AAAAAAABM1o/Ujtb-Zpcwds/s1600-h/Clawback-Cigna2.png"><img align="right" alt="Clawback-Cigna" border="0" height="154" src="https://lh3.googleusercontent.com/-QhPJyRFePt8/WAPN0Pb6L0I/AAAAAAABM1s/2x_J2Gm4Ij8/Clawback-Cigna_thumb.png?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="Clawback-Cigna" width="244"></a> from the pharmacist.  Markets work the same way with dealing on advance information provided by their brokers and investment analysts, before their clients get a chance to see it.  <strong>Less than a month ago, United Healthcare received the same type of lawsuit for doing the same thing.</strong>  Below are a couple links with some videos that explain how this works in the words of the pharmacists.</p> <h5><a href="http://ducknetweb.blogspot.com/2016/06/the-truth-about-pharmacy-benefit.html">The Truth About Pharmacy Benefit Managers and Prescription Discount Cards–Created With Automated Algorithmic Processes That Enable Huge Profits-Consumers at Risk!</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2016/05/be-aware-of-prescription-claw-backs-as.html">Be Aware of Prescription “Claw Backs” as Pharmacy Benefit Management Profit Centers Continue to Evolve</a></h5> <p>In my own observations, Cigna is kind of living under the thumb of United Healthcare right now anyway and if I were them I would not be too happy having a competitor meddling in various areas of customer data that probably goes beyond prescriptions as United is the second largest healthcare data seller out there, behind IMS.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/06/cigna-launches-new-company-careallies.html">Cigna Launches New Company, CareAllies To Manage Patient Care, Doing Same Things as Does Optum</a></h5> <p>Actually the data selling algorithms provided mostly by United Healthcare/OptumInsights even goes beyond prescriptions and such algorithms were sold to a subsidiary of Quest Diagnostics called Exam One and they use the same formulas to score you and sell that data as well.  Also, in case you missed it, United Healthcare will be preparing your Quest Labs bill as well.  Another United Healthcare company, Optum 360, to which Dignity Healthcare is a partner will be doing their billing for them.  Over 2000 Quest employees were let loose and rehired under the Optum 360 name, and we kind of all know what that represents for the employees with reductions in pay, benefits, etc. in order to save money as that’s why they outsource.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/09/quants-of-optum-carve-out-new.html">Quants of Optum Carve Out New Outsourced Billing Deal with Quest Labs, Will Also Serve to Enhance The Scoring & Data Selling Business Conducted by Both Companies via Powerful Subsidiaries</a></h5> <p>So how did this marriage occur?  <strong>United Healthcare under their “Optum” subsidiary bought a pharmacy benefit management company named Catamaran,</strong> who was the exclusive PBM (pharmacy benefit manager) for Cigna.  In addition, Catamaran was in a bit of hot water and partially responsible for getting Cigna sanctioned by CMS with denying drugs and access to care. <strong>Cigna was around 2 years into a 10 year contract with Catamaran </strong>and I assume that was a big lure for United Healthcare as with buying the PBM, they increased their OptumRX revenue by around 25% and there were about 8 years left on this agreement.  This sanction has been in place since January of this year (seems like a long time) and<strong> none other than former United Healthcare Executive CMS Andy Slavitt makes the call on when to allow Cigna to sell Medicare D policies again</strong>.  If you look at how this all came about and the competition with health insurers, it certainly gives the appearance that CMS Slavitt could very well be making sure his former employer, United Healthcare benefits.  </p> <p>Remember that<strong> HHS Secretary Burwell was able to provide pardons for Slavitt (so he could do his job, the reason) to discuss policy and healthcare business with United </strong>(to include the CEO) any time he wants, so who knows how often the two might get together for lunch and chew some healthcare policy and some fat.  Here’s the story on the sanctions levied against Cigna in January of this year.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/01/cms-sanctions-cigna-no-more-selling-any.html">CMS Sanctions Cigna-No More Selling Any New Medicare Advantage Policies Until Algo Problems Denying Medical Coverage and Prescription Denials Are Fixed</a></h5> <p>Cigna is also still saddled with yet another Ingenix lawsuit that has not completed and that goes back to the days when CMS Andy Slavitt as CEO of Ingenix was caught using algorithmic formulas to short pay doctors on out of network payments.  This was discovered by Andrew Cuomo and there were multiple class action lawsuits filed, including the big case from the AMA on the fraudulent activity in 2010.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/05/cigna-legal-case-with-ingenix-flawed.html">Cigna Legal Case With Ingenix Flawed Formulas for Out of Network Payments Allowed to Proceed Under ERISA, Can’t Avoid the Claims…</a></h5> <p><strong>United Healthcare had a $10.5 Billion dollar bond sale to acquire Catamaran PBM</strong> and wrap into OptumRX in record time with importing customers.  It was well stated all over the web outside of this blog that <strong>both companies were using “like” technologies</strong> so the process would be quick and easy.   Being a former developer and what I have seen over the years, there’s probably a good chance that Catamaran was licensing the old Ingenix or OptumInsights algorithms, as all the pharmacy benefit management software seems to come back to that being the tech or algorithms being used.  It’s not uncommon as for another example you have Cerner as  a reseller of Ingenix/Optum Revenue Cycling technologies with their medical records systems.  The link below gives you more information on the acquisiton of the Cigna Catamaran PBM by United Healthcare/Optum.  <h5><a href="http://ducknetweb.blogspot.com/2015/03/united-healthcare-buys-catamaran.html">United Healthcare Buys Catamaran Pharmacy Benefit Manager Just As the PBM Gets Hit With A Class Action Lawsuit For Low Balling Pharmacy Reimbursements..And More Patient Data to Sell and Analyze For Profit</a></h5> <p>In addition last year United is getting into the workman’s comp area of pharmacy benefit management with buying Helios and the largest customer serviced by Helios is the US Post Office.  <h5><a href="http://ducknetweb.blogspot.com/2016/01/united-healthcare-buys-helios-workmans.html">United Healthcare Buys Helios Workman’s Comp PBM and Their Other Related Businesses</a></h5> <p><a href="http://www.fox8live.com/story/33395259/zurik-cigna-faces-class-action-suit-amid-medical-waste-backlash">The link at the bottom of this page</a> from the story reported (the source) has copies of the actual court documents filed against Cigna and United Healthcare and it’s called racketeering.  Be sure and check it out.  Most all the links in this post are prior posts from the Medical Quant that give you additional information relative to what’s going on.  Pharmacists are being told to not disclose the cash price unless you ask so be sure to ask. <p><strong>Pharmacists in this whole scheme are also required to use software to input data so PBMs can produce a  predictive secret score,</strong><a href="https://lh3.googleusercontent.com/-ygEDmyDQtho/WAPN0hN7ouI/AAAAAAABM1w/5I3HGXrY51Y/s1600-h/EQUIPP4.png"><img align="right" alt="EQUIPP" border="0" height="293" src="https://lh3.googleusercontent.com/-Yhjo_rObwDQ/WAPN01XTkCI/AAAAAAABM10/LliBi2CGen4/EQUIPP_thumb2.png?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="EQUIPP" width="288"></a> than can also be sold to predict if you will take your meds.  Read up on that one as well.  Most consumers have no clue they are being secretly scored with software that does produce flawed and bias data every time you fill a prescription.  One of the programs is called EQUIPP and recently Rite-Aid has rolled out this software to their drug stores and current users include Wal-Mart and more.  <h5><a href="http://ducknetweb.blogspot.com/2015/12/rite-aid-pharmacies-are-latest-to-begin.html">Rite Aid Pharmacies are the Latest to Begin Used Flawed Data Provided by the EQuIPP Platform Relative to “Scoring” Patients for Predictive Medication Adherence–The “Outlier” Patients…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html">Medication Adherence Predictions Enter the World of Quantitated Justifications For Things That Are Just Not True, Members of the Proprietary “Code Hosing” Clubs Out There Destroying Your Privacy</a></h5> <p><strong>Do pay cash when you can at the drug store for your own privacy benefits when you can, even though you risk being coded at an Outlier by the software, it’s less other data that can get linked to you.</strong> </p> <h5><a href="http://ducknetweb.blogspot.com/2015/07/patients-who-pay-cash-when-filling.html">Patients Who Pay “Cash” When Filling Prescriptions Are Now Called “Outliers, Pharmacists Required to FixOutliers as They Show Up As Non Medication Adherence Compliant With 5 Star Systems Full of Flawed Data…</a></h5> <p><strong>You can click on the image to read a short screenshot on what they do and if you as a patient are not in the 80% percentile, your pharmacist is required to hammer you to bring their numbers</strong> up so they can meet their goals and sometimes even keep their jobs, as the culling effect on pharmacist performance is out there as well as what doctors put up with today. <strong>If you are a diabetic and your pharmacy uses the EQUIPP program, the pharmacists are required to hit you up to tell you to ask your doctor about statins so more drugs can be sold</strong>.  Of course this is where the pharma business comes into play here as well to boost their sales.  <p>It’s to the point now where there are way too many consumers getting hit with the “co-pay” algorithms of the pharmacy benefit managers and the health insurers, so lawsuits have been filed.  As a matter of fact the pharmacy benefit management business is so profitable it’s the #1 revenue stream for United Healthcare, ahead of their insurance groups and we’ll see if Q3 is yet another barn burner for them with PBM revenue.  OptumRX also just secured a 5 year contract with CALpers to manage all of their drug programs worth about $5 billion.  <h5><a href="http://ducknetweb.blogspot.com/2016/04/united-healthcare-reports-1st-quarter.html">United Healthcare Reports 1st Quarter-OptumRX (Pharmacy Benefit Manager) Produces More Revenue Than Its Health Insurance Groups</a></h5> <p><strong>There seems to be some rotten algorithmic eggs out there slinking around in the pharmacy benefit management business</strong> and they all do it to some degree but some are much worse than others. <strong>With the recent CMS 5 Star ratings of Medicare D insurers, it’s starting to stink over there too.</strong>  CMS has been running models created by United Healthcare for years and now some of them are either failed in concept creation or are failing as time are failing.  Humana is now being hit with a loss of CMS money for not providing “quality” care.  We all know these surveys CMS uses are a joke and now the algorithms compiling all of this are at the point to where they are hurting the stock of Humana and Cigna, who again is sitting under the thumb of United Healthcare with the PBM OptumRX.  </p> <p>If I were Humana, and this is just me speaking I would consider suing CMS and Slavitt on this point, and Humana has already put out a press release contesting the 5 Star ratings.  What you are seeing here is a diminish of available insurance for consumers, using flawed and evil algorithms <a href="https://lh3.googleusercontent.com/-hnSHs9PwzoY/WAPN1Q-laQI/AAAAAAABM14/otqoznra0Lw/s1600-h/CAP3.png"><img align="right" alt="CAP" border="0" height="84" src="https://lh3.googleusercontent.com/-it-CR4E6LBE/WAPN1nZn-YI/AAAAAAABM18/BOXPg2y7vjQ/CAP_thumb1.png?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="CAP" width="240"></a>with United flexing their power where they can to gain an edge. It’s getting to be pretty visible if you look as that’s how they grew their business, math and algorithms.  Watch the 4 videos in the footer of this blog to understand how this works as there’s not a ton of difference between some financial models and tweaked health insurance models today. I saw this evolving way back in 2009, but it takes a while for more to clue in, I get that.</p> <p><strong>The incest of United Healthcare with HHS/CMS began years ago when Lois Quam, a former big VP at United Healthcare took a leave of absence from United and worked at the White House as the senior advisor to Hillary when “Hillarycare” was created.</strong>  You can also see a lot of this incest over at the John Postesta created CAP (Center for American Progress) with several former and current United Healthcare executives as “fellows”, some even earning the name of a distinguished fellow.  Currently former Senator Tom Daschle, a big lobbyist for Aetna is one of the CAP’s distingushed members, along with others such as Larry Summers as with their financial interests.  <a href="http://ducknetweb.blogspot.com/2016/01/zeke-emanuel-joins-venture-capital_14.html">Zeke Emanuel</a> and Jonathon Gruber can also be found at the CAP, writing US Healthcare policy as contributors. <h5><a href="http://ducknetweb.blogspot.com/2015/11/hhs-joins-optum-labs-as-research.html">HHS Joins Optum Labs as Research Partner–Back Peddles Support of FDA Sentinel Program That Does the Same Thing-More Impact from the Six Degrees of Bob Rubin Running Healthcare in the US</a></h5> <p>Here’s another good read written by a former CMS analyst and Tillman pretty much lines up every player in the ACA and their connections to United Healthcare along with their actions in turning healthcare in the US in to a “Cottage Industry”.  I would guess she should know after many years spent on the inside track involved in ACA policy.  It’s along read but worth it.  </p> <h5><a href="http://hardnoxandfriends.com/2016/01/10/hillarys-obamacare-fraud/">Building the Infrastructure of the Affordable Care Act: Hillary Clinton, UnitedHealth Group/ Optum, and the Center for American Progress</a></h5> <p>Good luck getting any real anti-trust action going here as our head of the Department of Justice is also a former United Healthcare anti-trust lawyer during the time she worked at Hogan Lovells (current lawfirm name).  If you <a href="https://lh3.googleusercontent.com/-XOP8Lxs0BLg/WAPN2c40UOI/AAAAAAABM2A/kaODx1jwYbU/s1600-h/Zeke8.png"><img align="right" alt="Zeke" border="0" height="64" src="https://lh3.googleusercontent.com/-hgWpC4FyWAE/WAPN2uX_9FI/AAAAAAABM2E/iLrV5UZX5lc/Zeke_thumb3.png?imgmax=800" style="border-left-width: 0px; border-right-width: 0px; background-image: none; border-bottom-width: 0px; float: right; padding-top: 0px; padding-left: 0px; display: inline; padding-right: 0px; border-top-width: 0px" title="Zeke" width="263"></a>look over there you will find a few former Untied Healthcare lawyers working there today, including the one who wrote this letter of recommendation to Grassley to approve her nomination.  In addition with the expansion of the large number of urgent care clinics that United/Optum has opened or purchased (MedExpress) they have even more outlets to push their OptumRX pharmacy benefits to patients to gain more revenue.  <h5><a href="http://ducknetweb.blogspot.com/2015/05/optum-clinics-holdings-new-subsidiary.html">Optum Clinics Holdings, New Subsidiary Incorporated In 2015 Raises Over 36 Million (Exchange of Shares) From Investors Unknown-Form D Used to Maintain Secrecy Of Who They Are For Now…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2016/08/optumcare-doctors-to-get-allscripts.html">OptumCare Doctors to Get Allscripts Medical Records EHR–Optum Continues to Buy More Practices and Manage More Doctors Through Independent Physician Associations, Many of Which They Own</a></h5> <p>So here we have it, two insurers, Cigna and United Healthcare both using the same OptumRX (owned by United Healthcare) <img align="right" src="http://lh3.googleusercontent.com/-dclAvjnezyI/Vi7i3HcWjII/AAAAAAABMkc/j5mxORCgLmA/image%25255B4%25255D.png?imgmax=800" style="float: right; display: inline">PBM management company, both front running consumers at the pharmacy counter.  I always tell people, pay attention to what’s going on with the  subsidiaries of big insurers and follow the data algorithms to really see what’s going on out there today as you see very little mention in major  news today as insurers are some of their biggest advertisers, so we know what that means…<a href="http://ducknetweb.blogspot.com/2015/04/news-rigging-has-arrived-astroturf-and.html">news rigging</a> (grin).  Don’t think because you fill your prescription at Walgreens that the OptumRX data is not there on the pharmacist’s computer, as it is, they are connected everywhere.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/03/walgreens-signs-agreement-with-pbm.html">Walgreens Signs Agreement With PBMOptumRX (United Heatlhcare) and Anthem Then Sues Express Scripts</a></h5> <p><strong>It doesn’t stop there either as “co-pays are in your veins” too with CVS buying Omni-Care and OptumRX with buying AxelaCare.</strong>  </p> <h5><a href="http://ducknetweb.blogspot.com/2015/11/optumrx-united-healthcare-buys-home.html">OptumRX (United Healthcare) Buys Home Infusion Company AxelaCare-Using Algorithms To Determine Your Care With Being Financed By A “Too Big to Fail” US Health Insurance Company…</a></h5> <h5><a href="http://ducknetweb.blogspot.com/2015/05/cvs-buys-omnicareselling-drugs-to.html">CVS Buys Omnicare–Selling Drugs to the Elderly Via Nursing Homes and Assisted Living Homes And Pays Over $2 Million Dollar Fine In California for False Advertising</a></h5> <p>Here’s another trick that is used to get more co-pay money from you from CVS.  <h5><a href="http://ducknetweb.blogspot.com/2014/10/cvs-to-charge-consumers-higher-co-pays.html">CVS To Charge Consumers Higher Co-Pays With Prescriptions Filled at Drug Stores That Still Sell Tobacco Products–Killer Algorithms Attacking Once Again To Make SureCVS Gets the Prescription Revenue And Your Data To Score And Sell</a></h5> <p>The data selling and predictive flawed modeling scores in healthcare and pharmacies needs an over haul indeed as today, it’s once again the consumer having to stay one step ahead of the “front running” of drug prices out there with the PBM algorithms that are there to test you and get more money from you every step of the way.  <p><strong>We just want fair drug prices and a stop to the<em> “tricky front running </em><a href="http://www.ducknet.net/attack-of-the-killer-algorithms/"><em>killer algorithms</em></a><em>”</em> that soak us for more money when we fill our prescriptions!</strong>   <p>Be sure and ask your pharmacist every time for the “cash” price and circumvent some of algo duping taking place out there today for profit.  BD <p> <hr> <script type="text/javascript" src="http://WVUE.images.worldnow.com/interface/js/WNVideo.js?rnd=703235370;hostDomain=www.fox8live.com;playerWidth=630;playerHeight=355;isShowIcon=true;clipId=12820629;flvUri=;partnerclipid=;adTag=News;advertisingZone=;enableAds=true;landingPage=;islandingPageoverride=;playerType=STANDARD_EMBEDDEDscript;controlsType=fixed"></script><a href="http://www.fox8live.com" title="FOX 8 WVUE New Orleans News, Weather, Sports, Social">FOX 8 WVUE New Orleans News, Weather, Sports, Social</a> A spreadsheet given to FOX 8 News by a pharmacist in the Midwest shows Cigna Health Insurance overcharged at least 70 customers for prescription medication in one month, at just one community pharmacy. The spreadsheet details how the insurance company paid the pharmacist $25 for an acne cream. But Cigna instructed the pharmacist to collect a $187 copay, overcharging the customer $167. That money went right back to Cigna. <p>"One of the claims that we brought in the case is a RICO case, a racketeering case," says plaintiffs' attorney Craig Raabe. "And part of the racketeering case is a scheme to defraud - essentially an entity is engaging in fraud use through interstate commerce. And that creates the racketeering. So, it's a term of art in what we do, but in common sense terms it's fraud - saying one thing and doing another." A Massachusetts woman filed the class action lawsuit against Cigna at a federal court in Connecticut, where Cigna's corporate headquarters is based.</p> <p><a href="http://www.fox8live.com/story/33395259/zurik-cigna-faces-class-action-suit-amid-medical-waste-backlash" title="http://www.fox8live.com/story/33395259/zurik-cigna-faces-class-action-suit-amid-medical-waste-backlash">http://www.fox8live.com/story/33395259/zurik-cigna-faces-class-action-suit-amid-medical-waste-backlash</a></p>

Cigna & United Healthcare Face Class Action Suits-PBM Over Charging Customers for Prescriptions, OptumRX Pharmacy Benefit Management Software-“Front Running” Consumers With Killer Algorithms at the Drug Store

Here we go again.  If you haven’t figured this out yet, when you buy a Cigna Health insurance policy you get a two for one with 2 insurers. ...

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Quants of Optum Carve Out New Outsourced Billing Deal with Quest Labs, Will Also Serve to Enhance The Scoring & Data Selling Business Conducted by Both Companies via Powerful Subsidiaries

<p>If you don’t know what a Quant is, take time out and watch video #2 in the footer of this blog as they are not just limited to working at financial firms.  As a matter of fact, hedge funds and banks can’t hire enough of the and the same holds true for insurers and other healthcare entities.  These are the math wizards today that are working without a net of any “proof of concept” any more and are just tossing a lot of models out there to see if they stick.  I know that’s a crummy way of putting it, but that’s the reality of folks being soaked on models and numbers<a href="https://lh3.googleusercontent.com/-QO1huLc4Ves/V92AEN8UY9I/AAAAAAABM0E/wF13WZgVGJU/s1600-h/image%25255B15%25255D.png"><img align="right" alt="image" border="0" height="78" src="https://lh3.googleusercontent.com/-CtZcwaQXId4/V92AE7cCDcI/AAAAAAABM0I/5rN3NG1tJRI/image_thumb%25255B9%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="244"></a> they don’t question, it’s the Dupes of Hazard society that exists everywhere today.  What the Quant do well, is to use math to create profits, no matter if it hurts individuals or not.  Look at what was recently done at Wells Fargo with the low level employees, as they didn’t just decide to sell fake accounts on their own, there was a pay for performance model created by quants with a number of carrots and probably some sticks attached.</p> <p>If you have not heard of the Optum 360 subsidiary, the link below will explain how it works and how the subsidiary solicits hospitals and other healthcare entities (now Quest Labs) to hand over their billing, also know as revenue cycling with the big hopes of saving money and collecting more money.  Employees are usually let go by the healthcare entity and rehired as an Optum 360 employee with maybe less pay and worse benefits.  I read some of the reviews from Dignity Hospital reviews on GlassDoor and they said the benefits were a lot worse once they came under the Optum umbrella.  You could almost say it’s an internal US H1B process as the pay and benefit results seem to follow the same pattern.  </p> <h5><a href="http://ducknetweb.blogspot.com/2015/04/mayo-clinic-is-latest-to-outsource.html">Mayo Clinic is the Latest to Outsource Revenue Cycling to Optum 360, A United Healthcare/Dignity Health Company Pursuing Hospital Contracts All Over the US For Profit…</a></h5> <p>The real deal here of course is the access to all the data as the data miners and sellers of the healthcare industry will take the data, score you and put the data into other “new” data bases and turn around and sell it.  This process is called repackaging and when this occurs, most of the time as consumers we have no idea where it goes or who originated the data.  As long as prescription data is not taken from a HIPAA covered entity such as a medical record, it’s out there for sale to who ever has the money.  Quest is also promoting their own “outsourcing” program with hospitals and <a href="www.prnewswire.com/news-releases/quest-diagnostics-completes-acquisition-of-clinical-laboratory-partners-outreach-laboratory-service-business-in-connecticut-300227605.html">just bought another hospital lab service,</a> so that makes about 5 or more they have bought.  20-30% of the services performed for hospitals with this service end up going to their own Quest diagnostic centers to be worked.  </p> <p>Subsidiaries of companies are something I have told all for years to pay attention to as that’s where all the data work is done and<a href="https://lh3.googleusercontent.com/-sUPaYPmhyqY/V92AFd84B4I/AAAAAAABM0M/LqEegYGImOk/s1600-h/image%25255B4%25255D.png"><img align="right" alt="image" border="0" height="138" src="https://lh3.googleusercontent.com/-DCiT1MZO3zc/V92AF8wyKTI/AAAAAAABM0Q/WM0FsT80Jtc/image_thumb%25255B2%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="288"></a> computer code is written to create big profits with running proprietary code that nobody ever gets to see or audit for accuracy.  </p> <p>ScriptCheck, offered by ExamOne, a subsidiary of Quest Diagnostics is a big data mining firm, and so how many were not aware that Quest has been in the data mining and selling business for years?  Anyone buying a life insurance policy could very well be investigated and a full data pull created to get information for underwriting.  Sure we know some of this is necessary, but when do they cross the line?  Any more it’s all the time as the data gets repackaged and resold with data mining.  They take the list of meds and try to “guess” what medical conditions you have or “might” get.  That’s the scary part is the “might” or what is abused today and openly called predictive analytics.  In this <a href="http://articles.latimes.com/2013/oct/21/business/la-fi-lazarus-20131022">article written in 2013, David Lazarius</a> does a pretty job with explaining how this works.  <p><strong>There is an update though as ExamOne bought a bunch of Ingenix (now called Optum Insights) algorithms in 2014</strong>.  We maybe all know that the former Ingenix subsidiary of United Healthcare is where current acting CMS administrator Andy Slavitt called home for a number of years and was taken to court over cheating on out of nextwork payment for MDs by using formulas beyond comprehension of most to inflate United Healthcare profits. <strong> I call it “Code Hosing”</strong> when I see this occur as you and I as a consumer have no access to either the math or the models used to create these profit centers and it ends up being a bunch of <a href="http://ducknetweb.blogspot.com/2016/05/the-rise-of-quants-again-this-time-in.html">quantitated madness due to the fact that people are afraid to contest any form of math,</a> good math or bad math. <p><a href="https://www.linkedin.com/pulse/20141027182707-39299902-examone-acquires-assets-from-optuminsight?forceNoSplash=true">Heres a few clips that tell you all about Quest Diagnostics ExamOne service</a> and their purchase of the Ingenix MedPoint (OptumInsights) Algorithms in 2014 and what ScriptCheck is all about.    <p><em>“LENEXA, KS, October 27, 2014 / -- ExamOne, a Quest Diagnostics company and leader in helping insurers meet their underwriting needs, is pleased to announce the acquisition of certain proprietary assets from OptumInsight that support the ability to provide rapid responses to data inquiries for use in life and health risk assessments. The acquired assets will streamline and improve the ScriptCheck® service offered through ExamOne.”</em> <p><em>Along with ExamOne’s expansive suite of insurance services (also known as Policy Express) the acquired technology is designed to accelerate the underwriting process, improve risk assessment, assess the accuracy of health statements and discover undisclosed doctors<img align="right" border="0" src="http://lh5.ggpht.com/_v3zjJigoAPE/SkL9GOgy_rI/AAAAAAAATec/4yxb2jf7CV8/image_thumb%5B5%5D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px"> or medical conditions for underwriters.</em> <p><em><strong>About ExamOne</strong><br>ExamOne has provided a portfolio of services to the insurance industry since 1972. It has grown significantly through continuous innovation that meets the evolving needs of life, health and disability insurance providers and their customers. Laboratory testing was part of the company’s original services, which over time have expanded to include paramedical examinations, fraud detection, electronic data collection, and gathering attending physician statements and motor vehicle records. ExamOne also has expanded into helping individuals learn about their own health through its Inside Look™ product.</em></p> <p>Part of the real scary part about this agreement is that now Optum also will be able to get any biometric screenings provided by Quest as well.  We have all seen the nighmare Orwelian companies like Red Brick (which was started by a one time United Healthcare young exec) that are into<a href="https://lh3.googleusercontent.com/-DRG5tPihlZE/V92AGSOr7MI/AAAAAAABM0U/O5NN6zkMnyk/s1600-h/EQUIPP%25255B5%25255D.png"><img align="right" alt="EQUIPP" border="0" height="457" src="https://lh3.googleusercontent.com/-rKZvRY4yzrk/V92AG2s461I/AAAAAAABM0Y/Rc7GljKudEM/EQUIPP_thumb%25255B3%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="EQUIPP" width="449"></a> monitoring every move we make and this looks like an open loop hole here for United Heatlhcare/Optum to get that data, what else can you say?  There’s nobody in their right mind that wants their insurance company to have all types of data and information that the insurer could easily miscontrue and take out of context to avoid paying a claim!  That’s what this does.  Actually it’s not just Quest and United Healthcare/Optum deal alone, we have a huge problem of “Excess Scoring” in the US taking place with consumer using flawed data, queries and proprietary code to where we do not have the ability to even correct it.  </p> <h5><a href="http://ducknetweb.blogspot.com/2015/09/excess-scoring-of-us-consumers-us.html">Excess Scoring of US Consumers, US Citizens-Scored into Oblivion By Proprietary Algorithms and Formulas, Never Duplicated or Tested for Accuracy-Profits of Big Business And A White House Executive Command To Continue the Abuse..</a></h5> <p>If you get a chance to talk candidly to pharmacists today, they’ll tell you all about what’s going on and how you are “scored” with every prescription you fill too.  There’s this EQUIPP program out there that tells them what to do and how to dig in and find outliers, some of which are diabetics who are not on statins.  The pharmacists who are forced to work this EQUIPP program model have to find their “outliers” or they could end up like the employees at Wells Fargo and be be out of a job if they don’t play the game.  In the drug industry, they couldn’t get doctors to push statins and other monitoring flawed data programs, so now the boom is lowered on your retail pharmacists who need their jobs.  Click on the image at the right and see what I’m talking about.  <h5><a href="http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html">Medication Adherence Predictions Enter the World of Quantitated Justifications For Things That Are Just Not True, Members of the Proprietary “Code Hosing” Clubs Out There Destroying Your Privacy</a></h5> <p>So my guess here is that with United Healthcare/Optum having this new additional data of labs to query into the prescriptions, your lab tech could very well be the next person out there suggesting not only monitoring but also in a round about way, pushing more drugs.  <p><strong>This really even gets more interesting with the Quants of Optum and their models for profit as United Healthcare has a contract with LabCorp as their exclusive Lab and has had that contract since 2007.</strong>  Optum and United Healthcare already get all that lab<a href="https://lh3.googleusercontent.com/-k-dnOpmw8Ow/V92AHa6pxII/AAAAAAABM0c/SxBgk_dHybQ/s1600-h/image%25255B19%25255D.png"><img align="right" alt="image" border="0" height="101" src="https://lh3.googleusercontent.com/-W_L3qRa38CQ/V92AH4GFwtI/AAAAAAABM0g/qfsi9ppy29s/image_thumb%25255B11%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="187"></a> information from LabCorp and the contract continues until 2018, so that’s what makes this Quest deal interesting and data rich with data selling.  If patients all over the country are already being directed to LabCorp facilities, how would Optum get a chunk of this money?  I suppose the answer is what just happened with the Optum 360 subsidiary now getting do most all of the billing for Quest Diagnositcs, right?  <p><strong>Talk about quants working over time working both models of each lab to increase revenue, right?</strong>  Again watch video #2 in the footer and learn what a quant does as we have that same mentality running CMS with Andy Slavitt being both a former McKinsey consultant and a Goldman banker running everything.  All he is concerned about is numbers as he’s just an Algo Man who cares little about anything else.  Follow him on Twitter and it’s not hard to see at all. <h5><a href="http://ducknetweb.blogspot.com/2016/05/the-rise-of-quants-again-this-time-in.html">The Rise of the Quants, Again! This Time In US Healthcare- Taming the MACRA Beast of Quantitated Madness For A Lot of Things That Are Probably Just Not True</a></h5> <p>So what happens when you get a lab test done?  Depending on the result of course, you might get a prescription for a drug, we all know that by now (grin), so look at how this data mining is working today.  With Optum having all the lab information will this have a tendency to push more drugs, and the drugs that are covered by pharmacy benefit managers that make the most profit for them?  It is not far fetched in my book <a href="https://lh3.googleusercontent.com/-XgfibL-ArlQ/V92AIYYGhaI/AAAAAAABM0k/HXiYtXMIqGc/s1600-h/image%25255B9%25255D.png"><img align="right" alt="image" border="0" height="194" src="https://lh3.googleusercontent.com/-suvBkbofYL0/V92AI4FEAxI/AAAAAAABM0o/4R765Soth94/image_thumb%25255B5%25255D.png?imgmax=800" style="border-top: 0px; border-right: 0px; background-image: none; border-bottom: 0px; float: right; padding-top: 0px; padding-left: 0px; border-left: 0px; display: inline; padding-right: 0px" title="image" width="265"></a>at all as I used to work with data, wrote software and it’s how the mentality works.  If you haven’t noticed by the way, the OptumRX is the largest revenue stream that United Healthcare has now, larger than each of their insurance groups when compared.  </p> <h5><a href="http://ducknetweb.blogspot.com/2016/04/united-healthcare-reports-1st-quarter.html">United Healthcare Reports 1st Quarter-OptumRX (Pharmacy Benefit Manager) Produces More Revenue Than Its Health Insurance Groups</a></h5> <p>So this is adding yet another element of behaviorial scoring and data mining for profit if you will and we’re not getting any breaks on cost.  As a matter of fact, this is a good link to look at that explains the coupons and discount cards at the pharmacy, as they tell you how it works. </p> <h5><a href="http://ducknetweb.blogspot.com/2016/06/the-truth-about-pharmacy-benefit.html">The Truth About Pharmacy Benefit Managers and Prescription Discount Cards–Created With Automated Algorithmic Processes That Enable Huge Profits-Consumers at Risk!</a></h5> <p>Again, look at the subsidiaries of these big corporations and what are doing with data for your answers as it’s all there as the<strong> quants in healthcare keep modeling away to attain the best models for profit,</strong> not necessarily for better care, Moneyball as Optum calls it, which really only works well for baseball where everyone knows the rules, but with healthcare the rules change every day.  BD <p> <hr> UnitedHealth Group Inc.’s Optum health-services arm has struck a deal to oversee billing processes for lab giant Quest Diagnostics Inc., substantially expanding its growing business of handling such transactions for health-care companies. Under the 10-year pact, Optum will take over a number of key revenue-related services for Quest, including billing health insurers and consumers, and collecting and processing payments from both. About 2.400 employees who did such work for Quest will become Optum employees, but they will generally remain physically in their current locations.</p> <p><a href="http://www.wsj.com/articles/unitedhealths-optum-unit-to-oversee-quest-diagnostics-billing-processes-1473760800" title="http://www.wsj.com/articles/unitedhealths-optum-unit-to-oversee-quest-diagnostics-billing-processes-1473760800">http://www.wsj.com/articles/unitedhealths-optum-unit-to-oversee-quest-diagnostics-billing-processes-1473760800</a></p>

Quants of Optum Carve Out New Outsourced Billing Deal with Quest Labs, Will Also Serve to Enhance The Scoring & Data Selling Business Conducted by Both Companies via Powerful Subsidiaries

If you don’t know what a Quant is, take time out and watch video #2 in the footer of this blog as they are not just limited to working at fi...

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