This article examines where our health care dollars go. Taxes are contributing to health care today so even those with no insurance do contribute to some degree. The US spends a lot of money on research, but do we get a return on investment when needed? BD
Americans spend more than anyone else in the world on health care. Each health insurer adds its bureaucracy, profits, high corporate salaries, advertising, and sales commissions to the actual cost of providing care. Not only is this money lost to health care, but it pays for a system that often makes it more difficult and complicated to receive the care we’ve already paid for. Shareholders are the primary clients of for-profit insurance companies, not patients. Moreover, households’ actual costs as a percentage of their incomes are far higher today than most imagine. Even families with no health insurance contribute substantially to our health care system through taxes. Recognizing these hidden costs that U.S. households pay for health care today makes it far easier to see how a universal single-payer system -- with all of its obvious advantages -- can cost most Americans less than the one we have today.
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