United HealthCare States They Won’t Alter Plans They Offer If Healthcare Law Falls–Why Would They– As It Costs A Money to Re-Develop Business Plan Algorithms If Large Profit Gains Are Not Really on the Horizon

Why is this big news? Does anyone understand the cost of change and “remodel” a business plan and profit/loss projections go along with all of this for presentations to shareholders. I guess we live in a world where most don’t understand the time and the dollars spent with business intelligence and with all their subsidiaries, who are all connected and add to the bottom line, a redo would be nightmare and then of course we are venturing into the “unknown” to a degree as well. We all deal with that today around almost every corner.

They already have their business algorithms in place along with their decided parameters needed for each area. The announcement certainly makes for a popular statement about now with an anticipated ruling coming out on the healthcare law, but again business models and some pretty intricate revenue projects and estimations are already built in. Other insurers would have the same issues to look at. As far as Medicaid, if you have not noticed they are a contract winner in the administration of Medicaid in many places, so in other words they make money being the administrator so why would they want less in that area? Again, a nice political statement at the right time it seems. BD

The UnitedHealth Group, one of the nation’s largest health insurers, announced Sunday night that it planned to continue offering some of the popular consumer protections required by the federal health care law, even if the Supreme Court declares the entire law unconstitutional later this month.

The company, whose annual revenues top $100 billion, says it will continue to cover adult children up to age 26 on their parents’ policies, offer coverage without lifetime limits and provide preventive health care services like immunizations or screening for diabetes without requiring patient co-payments.

“The protections we are voluntarily extending are good for people’s health, promote broader access to quality care and contribute to helping control rising health care costs,” said Stephen J. Hemsley, UnitedHealth’s chief executive, in the statement. The insurer offers plans covering nearly 27 million people.

http://www.nytimes.com/2012/06/11/health/unitedhealth-to-offer-protections-in-health-law-even-if-it-is-struck-down.html?smid=tw-nytimeshealth&seid=auto