One more for the legal department...contracts are not that easy to interpret today...BD 

Oakland County is suing Blue Cross Blue Shield of Michigan to recover potentially millions of dollars in fees it says were hidden, in a case that could set a precedent for other self-insured employers.
The county brought the lawsuit in Oakland County Circuit Court in October, claiming it only became aware of the so-called “access fees” that have been part of Blues administrative services contracts since the 1990s and has been secretly billed more than $10 million dating to 2001.

“(The county) was surprised to learn it was paying an undisclosed and hidden (yearly) fee of $1.7 million to (the Blues) in addition to its disclosed fee of nearly $2.2 million a year,” the lawsuit states.

Oakland County sues the Blues; Hidden "access fees' have cost it millions, it says - Crain's Detroit Business

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