The really sad issues at hand are those who have cancer that are denied, 1 in 10 could not get healthcare coverage with 6 percent losing coverage because of their diagnosis. Below is a link that tells more about determining eligibility by using prescriptions records, mostly those that they 
purchase from Milliman's Intelliscript or Ingenix Medpoint. Your med records are for sale and if you do not sign the waiver to release the records, chances are probably risky on whether or not you could be deemed eligible for coverage without having the data, although they can also request copies of medical records too for additional information or use those which may be on file with the MIB. BD
Prescriptions risk score used to deny health insurance
WASHINGTON – A report issued by the Department of Health and Human Services indicates the current health insurance system "leaves millions behind" due to coverage denial practices.
The report, issued Tuesday, cites a recent national survey showing 12.6 million non-elderly adults – 36 percent of those who tried to buy insurance on the private market – were deemed ineligible for coverage by insurance agencies. Many of the denied patients had cancer. According to the survey, insurance companies either charged a higher premium or refused to cover the condition.
Another survey cited in the report found one in 10 people with cancer said they could not get health coverage, and 6 percent said they lost their coverage because of their diagnosis.
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