Many families make too much money to qualify for assistance, but on the other hand paying for individual policies breaks the bank as well. BD
LOS ANGELES (Reuters) - Volunteer firefighter Cindy Holland has no medical insurance, and her husband's health benefits as a full-time paramedic do not extend to family members, so she and their three children go without.
The hard-working Northern California family makes too much money to qualify for public health insurance but too little to afford a private policy, caught in a Catch 22 that puts many U.S. workers at risk of financial ruin.
"It would kill us financially to do the insurance -- if we want to keep a roof over our head and food in my kids. You end up rolling the dice," said Cindy, a California native who works a pair of part-time jobs on top of firefighting.