One more new twist in health care, the “R” word, regulation. As physicians explore better ways to serve patients and limit the number, things could get a little more complicated to do just such. Some insurance carriers cancel physicians who do this as well, so my question is would regulation help curb some of this activity that goes on or would it make matter worse?
Concierge care, also known as "boutique" or "retainer" medicine, has been growing in popularity as a model of medical practice. Supporters say that rather than accept low reimbursement rates from insurance companies and overload doctors with patients to make up the costs, medical practices can charge patients an annual fee - typically $1,500 to $2,000 - for a package of preventive care services. The services typically include a comprehensive physical, unlimited visits in some cases, and 24-hour e-mail and cell phone access to physicians.
He said one major difference between concierge care and insurance is that concierge practices don't assume "risk of loss."The fee covers specific preventive services, but not the medical treatment that may follow.
Tyler said he and the staff of the Maryland Insurance Administration will issue a report on the matter before the legislature convenes next month.