Has anyone ever heard of “assigned risk”?  Is this even a thought?  Maybe not with the current business models where cost could be spread out over a larger group of consumers.  If you follow the link to the article in the Los Angeles Times below they obtained a couple WellPoint documents showing employee evaluations. 

We even have a website here in Los Angeles where these items can be reported:

Protecting the Insured. Org

One page for the consumer with drop downs to make data entry easier with carriers listed.


One page for providers with pretty much the same carriers listed and drop down menus.


Late in the hearing, Stupak, the committee chairman, put the executives on the spot. Stupak asked each of them whether he would at least commit his company to immediately stop rescissions except where they could show "intentional fraud."
The answer from all three executives:  “No”

Executives of three of the nation's largest health insurers told federal lawmakers in Washington on Tuesday that they would continue canceling medical coverage for some sick policyholders, despite withering criticism from Republican and Democratic members of Congress who decried the practice as unfair and abusive.
The hearing on the controversial action known as rescission, which has left thousands of Americans burdened with costly medical bills despite paying insurance premiums, began a day after President Obama outlined his proposals for revamping the nation's healthcare system.

An investigation by the House Subcommittee on Oversight and Investigations showed that health insurers WellPoint Inc., UnitedHealth Group and Assurant Inc. canceled the coverage of more than 20,000 people, allowing the companies to avoid paying more than $300 million in medical claims over a five-year period.

Health insurers refuse to limit rescission of coverage - Los Angeles Times

Related Reading:

If you Lie – You Die said the Insurance Carrier (You did not report your acne)

Is This a Case for a New Law – Illegal Algorithms? How Do You Sleep at Night Rockefeller asked the CEO of United Health Care
Obama to meet with American Medical Association To Discuss Healthcare Reform – the Unknown Dollar Factor versus the Known
How Similar is Wall Street to the Health Insurance Business
The Ingenix Inquisition – Hearing Requested by Senator Rockefeller
AMA to renew fight for Medicare balance billing
Texas Joining the Ingenix Inquisition with Introducing Bill for New Penal Codes – Fraud Against Practitioners
United Health Care Says Cheaper Efficient Doctors and Reducing Hospital Visits by the Elderly Would Help Reduce the Cost of Healthcare


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